About Texas Instruments Incorporated (TXN) — Dividend Analysis 2026
Texas Instruments is a semiconductor company with 21+ consecutive years of dividend increases. Its analog and embedded processing chips are used across industrial, automotive, and consumer electronics. TXN's capital management philosophy prioritizes returning all free cash flow to shareholders via dividends and buybacks.
Is TXN a good dividend investment in 2026?
TXN offers a 2.82% forward yield with a 62% payout ratio. With a safety score of 100/100, the dividend appears very safe. The 5-year dividend CAGR of 13.1% demonstrates strong, consistent growth that outpaces inflation.
TXN DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your TXN portfolio grows to $20.4K vs $18.2K without reinvestment — a DRIP bonus of $2.1K. This is the compound interest effect in action.
TXN dividend growth history & forecast
TXN has grown its dividend by 4.8% over the last year and 13.1% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 2.82% — illustrating why dividend growth stocks are powerful long-term wealth builders.
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🌍 TXN Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold TXN.
Gross yield
2.82%
Tax rate
15.00%
After-tax yield
2.40%
Real yield (−CPI)
-0.40%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
2.82%
0.02%
$282 / yr
🇺🇸 US Taxable (15%) ✓
15%
2.40%
-0.40%
$240 / yr
🇺🇸 US Taxable (20%)
20%
2.26%
-0.54%
$226 / yr
🇬🇧 UK ISA
0%
2.82%
0.02%
$282 / yr
🇬🇧 UK Taxable
8.75%
2.57%
-0.23%
$257 / yr
🇨🇦 TFSA
0%
2.82%
0.02%
$282 / yr
🇨🇦 CA Taxable
25%
2.11%
-0.69%
$212 / yr
🇦🇺 Super (pension)
15%
2.40%
-0.40%
$240 / yr
🇦🇺 AU Taxable
30%
1.97%
-0.83%
$197 / yr
🇩🇪 DE Taxable
26.375%
2.08%
-0.72%
$208 / yr
🇫🇷 FR Taxable
30%
1.97%
-0.83%
$197 / yr
Real yield = after-tax yield minus US CPI of 2.8%. Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 TXN Income Goal & Break-Even
Dividend Break-Even
16yr
Years for dividends to repay your full TXN investment price of $184.20/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$6.2K
Lost to inflation (~2.8% CPI)
−$2.5K
Real purchasing power gain
$3.7K
How much do I need to invest in TXN for:
Shares needed
5,430
Capital required
$1,000,206
Monthly income
$2,000
Based on current dividend of $5.20/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 TXN Dividend Payment Schedule
TXN pays quarterly — 4 times per year. Next ex-div: Jan 29, 2026.
Jan
💰
Feb
Mar
Apr
💰
May
Jun
Jul
💰
Aug
Sep
Oct
💰
Nov
Dec
10 shares
$11.05 / payment
$44.20 / year after tax
100 shares
$110.50 / payment
$442.00 / year after tax
1,000 shares
$1105.00 / payment
$4420.00 / year after tax
📊 TXN vs Technology Sector Benchmarks
How TXN compares to typical Technology sector averages.
Dividend YieldTXN: +2.82% vs sector avg 1.40% ✓ Better
TXN━━ Technology avg: 1.40%
5Y Dividend CAGRTXN: +13.10% vs sector avg 9.40% ✓ Better
TXN━━ Technology avg: 9.40%
Payout RatioTXN: 62.00% vs sector avg 58.00% ↓ Below avg
TXN━━ Technology avg: 58.00%
⚠️ Disclaimer: All projections are for educational purposes only. Dividend payments, stock prices, and growth rates are estimates based on historical data. Past performance does not guarantee future results. This is not financial advice — consult a qualified financial professional before investing. Data sourced from public financial records and updated regularly.