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SCHD vs JEPI: Dividend Comparison 2026

SCHD yields 3.77% · JEPI yields 7.21% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.5K in total portfolio value
10 years
SCHD
Schwab U.S. Dividend Equity ETF
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →
JEPI
JPMorgan Equity Premium Income ETF
7.21%
Share price
$55.20
Annual div
$3.98
5Y div CAGR
2.1%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.2K
Annual income
$1,567.15
Full JEPI calculator →

Portfolio growth — SCHD vs JEPI

Annual dividend income

MetricSCHDJEPI
Forward yield3.77%7.21%
Annual dividend / share$1.05$3.98
Payout ratio38%72%
1-year div growth5.18%-3.2%
5-year div CAGR13.05%2.1%
Portfolio after 10y$36.7K$28.2K
Annual income after 10y$1,925.82$1,567.15
Total dividends collected$10.1K$11.1K
Payment frequencyquarterlymonthly
SectorETFETF

Year-by-year: SCHD vs JEPI ($10,000, DRIP)

YearSCHD PortfolioSCHD Income/yrJEPI PortfolioJEPI Income/yrGap
1$11,306$426.37$11,156$736.16+$150.00SCHD
2$12,802$500.91$12,429$804.72+$373.00SCHD
3$14,518$589.33$13,830$878.49+$688.00SCHD
4$16,490$694.43$15,369$957.78+$1.1KSCHD
5$18,761$819.56$17,057$1,042.88+$1.7KSCHD
6$21,381$968.84$18,907$1,134.13+$2.5KSCHD
7$24,409$1,147.26$20,933$1,231.83+$3.5KSCHD
8$27,918$1,360.94$23,149$1,336.34+$4.8KSCHD
9$31,993$1,617.39$25,569$1,447.99+$6.4KSCHD
10$36,734$1,925.82$28,210$1,567.15+$8.5KSCHD

SCHD vs JEPI: Complete Analysis 2026

SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

JEPIETF

JEPI is an actively managed ETF delivering high monthly income via covered calls on S&P 500 stocks. It consistently yields 6–9% annually, making it one of the highest-income ETFs available. Popular with retirees seeking monthly cash flow without selling shares. Launched in 2020, it rapidly became one of the largest active ETFs with $35B+ AUM.

Full JEPI Calculator →

Frequently Asked Questions

Is SCHD or JEPI better for dividend income in 2026?
SCHD currently offers a 3.77% yield (1.05/share/year) while JEPI offers 7.21% (3.98/share/year). JEPI provides higher current income. However, SCHD has grown its dividend faster (13.05% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in SCHD vs JEPI earn per year?
With $10,000 invested today: SCHD pays approximately $377/year. JEPI pays approximately $721/year. With DRIP reinvestment over 10 years, these grow to $1,926/year (SCHD) and $1,567/year (JEPI).
Does SCHD or JEPI pay monthly dividends?
SCHD pays quarterly dividends. JEPI pays monthly dividends. JEPI pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.