SCHD dividend yield: 3.77%. XYLD dividend yield: 9.02%. SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011. XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.
SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.
XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.
Is SCHD or XYLD better for dividend income in 2026?
SCHD currently offers a 3.77% yield (1.05/share/year) while XYLD offers 9.02% (3.48/share/year). XYLD provides higher current income. However, SCHD has grown its dividend faster (13.05% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in SCHD vs XYLD earn per year?
With $10,000 invested today: SCHD pays approximately $377/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $1,926/year (SCHD) and $2,364/year (XYLD).
Does SCHD or XYLD pay monthly dividends?
SCHD pays quarterly dividends. XYLD pays monthly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
📬
Get this SCHD vs XYLD comparison by email
Save your analysis + get weekly dividend insights. Free forever.