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SCHD vs VIG: Dividend Comparison 2026

SCHD yields 3.77% · VIG yields 1.29% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $3.7K in total portfolio value
10 years
SCHD
Schwab U.S. Dividend Equity ETF
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →
VIG
Vanguard Dividend Appreciation ETF
1.29%
Share price
$185.60
Annual div
$2.40
5Y div CAGR
9.2%
Payout ratio
35%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.0K
Annual income
$346.26
Full VIG calculator →

Portfolio growth — SCHD vs VIG

Annual dividend income

MetricSCHDVIG
Forward yield3.77%1.29%
Annual dividend / share$1.05$2.40
Payout ratio38%35%
1-year div growth5.18%8.5%
5-year div CAGR13.05%9.2%
Portfolio after 10y$36.7K$33.0K
Annual income after 10y$1,925.82$346.26
Total dividends collected$10.1K$2.3K
Payment frequencyquarterlyquarterly
SectorETFETF

Year-by-year: SCHD vs VIG ($10,000, DRIP)

YearSCHD PortfolioSCHD Income/yrVIG PortfolioVIG Income/yrGap
1$11,306$426.37$11,281$141.21+$25.00SCHD
2$12,802$500.91$12,723$156.15+$79.00SCHD
3$14,518$589.33$14,347$172.64+$171.00SCHD
4$16,490$694.43$16,173$190.82+$317.00SCHD
5$18,761$819.56$18,227$210.86+$534.00SCHD
6$21,381$968.84$20,538$232.95+$843.00SCHD
7$24,409$1,147.26$23,137$257.30+$1.3KSCHD
8$27,918$1,360.94$26,059$284.13+$1.9KSCHD
9$31,993$1,617.39$29,343$313.70+$2.6KSCHD
10$36,734$1,925.82$33,034$346.26+$3.7KSCHD

SCHD vs VIG: Complete Analysis 2026

SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

VIGETF

VIG tracks companies that have grown their dividends for 10+ consecutive years — the definition of dividend quality. With 315+ holdings and 0.06% expense ratio, it's a core holding for dividend growth investors. Lower current yield but superior long-term dividend growth versus high-yield alternatives.

Full VIG Calculator →

Frequently Asked Questions

Is SCHD or VIG better for dividend income in 2026?
SCHD currently offers a 3.77% yield (1.05/share/year) while VIG offers 1.29% (2.40/share/year). SCHD provides higher current income. However, SCHD has grown its dividend faster (13.05% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in SCHD vs VIG earn per year?
With $10,000 invested today: SCHD pays approximately $377/year. VIG pays approximately $129/year. With DRIP reinvestment over 10 years, these grow to $1,926/year (SCHD) and $346/year (VIG).
Does SCHD or VIG pay monthly dividends?
SCHD pays quarterly dividends. VIG pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.