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SCHD vs VYM: Dividend Comparison 2026

SCHD yields 3.77% · VYM yields 2.91% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $5.5K in total portfolio value
10 years
SCHD
Schwab U.S. Dividend Equity ETF
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →
VYM
Vanguard High Dividend Yield ETF
2.91%
Share price
$118.40
Annual div
$3.44
5Y div CAGR
7.8%
Payout ratio
45%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.3K
Annual income
$785.17
Full VYM calculator →

Portfolio growth — SCHD vs VYM

Annual dividend income

MetricSCHDVYM
Forward yield3.77%2.91%
Annual dividend / share$1.05$3.44
Payout ratio38%45%
1-year div growth5.18%6.2%
5-year div CAGR13.05%7.8%
Portfolio after 10y$36.7K$31.3K
Annual income after 10y$1,925.82$785.17
Total dividends collected$10.1K$5.2K
Payment frequencyquarterlyquarterly
SectorETFETF

Year-by-year: SCHD vs VYM ($10,000, DRIP)

YearSCHD PortfolioSCHD Income/yrVYM PortfolioVYM Income/yrGap
1$11,306$426.37$11,223$313.20+$83.00SCHD
2$12,802$500.91$12,592$347.33+$210.00SCHD
3$14,518$589.33$14,123$385.04+$395.00SCHD
4$16,490$694.43$15,835$426.70+$655.00SCHD
5$18,761$819.56$17,748$472.73+$1.0KSCHD
6$21,381$968.84$19,887$523.54+$1.5KSCHD
7$24,409$1,147.26$22,276$579.64+$2.1KSCHD
8$27,918$1,360.94$24,945$641.54+$3.0KSCHD
9$31,993$1,617.39$27,925$709.84+$4.1KSCHD
10$36,734$1,925.82$31,251$785.17+$5.5KSCHD

SCHD vs VYM: Complete Analysis 2026

SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

VYMETF

VYM tracks the FTSE High Dividend Yield Index, holding ~450 large-cap US companies with above-average dividend yields. With an ultra-low 0.06% expense ratio, it's one of the cheapest dividend ETFs available. Excellent core holding for long-term dividend growth investors seeking broad diversification and reliable income.

Full VYM Calculator →

Frequently Asked Questions

Is SCHD or VYM better for dividend income in 2026?
SCHD currently offers a 3.77% yield (1.05/share/year) while VYM offers 2.91% (3.44/share/year). SCHD provides higher current income. However, SCHD has grown its dividend faster (13.05% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in SCHD vs VYM earn per year?
With $10,000 invested today: SCHD pays approximately $377/year. VYM pays approximately $291/year. With DRIP reinvestment over 10 years, these grow to $1,926/year (SCHD) and $785/year (VYM).
Does SCHD or VYM pay monthly dividends?
SCHD pays quarterly dividends. VYM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.