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SCHD vs HDV: Dividend Comparison 2026

SCHD yields 3.77% · HDV yields 3.70% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $9.3K in total portfolio value
10 years
SCHD
Schwab U.S. Dividend Equity ETF
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →
HDV
iShares Core High Dividend ETF
3.70%
Share price
$108.20
Annual div
$4.00
5Y div CAGR
4.8%
Payout ratio
55%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.4K
Annual income
$792.81
Full HDV calculator →

Portfolio growth — SCHD vs HDV

Annual dividend income

MetricSCHDHDV
Forward yield3.77%3.70%
Annual dividend / share$1.05$4.00
Payout ratio38%55%
1-year div growth5.18%4.2%
5-year div CAGR13.05%4.8%
Portfolio after 10y$36.7K$27.4K
Annual income after 10y$1,925.82$792.81
Total dividends collected$10.1K$5.7K
Payment frequencyquarterlyquarterly
SectorETFETF

Year-by-year: SCHD vs HDV ($10,000, DRIP)

YearSCHD PortfolioSCHD Income/yrHDV PortfolioHDV Income/yrGap
1$11,306$426.37$11,097$387.43+$209.00SCHD
2$12,802$500.91$12,306$420.72+$496.00SCHD
3$14,518$589.33$13,636$456.52+$882.00SCHD
4$16,490$694.43$15,099$495.00+$1.4KSCHD
5$18,761$819.56$16,708$536.34+$2.1KSCHD
6$21,381$968.84$18,475$580.73+$2.9KSCHD
7$24,409$1,147.26$20,415$628.36+$4.0KSCHD
8$27,918$1,360.94$22,544$679.43+$5.4KSCHD
9$31,993$1,617.39$24,879$734.17+$7.1KSCHD
10$36,734$1,925.82$27,438$792.81+$9.3KSCHD

SCHD vs HDV: Complete Analysis 2026

SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

HDVETF

HDV screens for dividend sustainability using Morningstar's economic moat methodology — only companies with wide or narrow moats qualify. Its concentrated portfolio of ~75 holdings represents high-conviction dividend payers in healthcare, energy, and consumer staples. Higher yield than SCHD with similar quality focus.

Full HDV Calculator →

Frequently Asked Questions

Is SCHD or HDV better for dividend income in 2026?
SCHD currently offers a 3.77% yield (1.05/share/year) while HDV offers 3.70% (4.00/share/year). SCHD provides higher current income. However, SCHD has grown its dividend faster (13.05% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in SCHD vs HDV earn per year?
With $10,000 invested today: SCHD pays approximately $377/year. HDV pays approximately $370/year. With DRIP reinvestment over 10 years, these grow to $1,926/year (SCHD) and $793/year (HDV).
Does SCHD or HDV pay monthly dividends?
SCHD pays quarterly dividends. HDV pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.