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SCHD Dividend DRIP Calculator 2026
3.18% YieldFinancial ServicesSchwab U.S. Dividend Equity ETF · AMEX
Price: $33.15 · Annual div: $1.05/share · Frequency: quarterly · Payout ratio: 38% · Ex-div: 2026-09-23
Calculator settings
Portfolio growth: DRIP vs No DRIP
Annual dividend income growth
💡 What-if scenarios
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🎯 When SCHD pays your bills
Year your monthly dividend income covers each expense (based on current settings)
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$10,000 in SCHD → $31.4K in 10 years · $67.43/month
About Schwab U.S. Dividend Equity ETF (SCHD) — Dividend Analysis 2026
This fund aims to closely emulate the overall financial performance of the Dow Jones U.S. Dividend 100 Index, accounting for no management fees or other operational expenses.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 SCHD Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold SCHD.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 3.18% | 0.38% | $318 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 2.70% | -0.10% | $270 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 2.54% | -0.26% | $254 / yr |
| 🇬🇧 UK ISA | 0% | 3.18% | 0.38% | $318 / yr |
| 🇬🇧 UK Taxable | 8.75% | 2.90% | 0.10% | $290 / yr |
| 🇨🇦 TFSA | 0% | 3.18% | 0.38% | $318 / yr |
| 🇨🇦 CA Taxable | 25% | 2.39% | -0.41% | $239 / yr |
| 🇦🇺 Super (pension) | 15% | 2.70% | -0.10% | $270 / yr |
| 🇦🇺 AU Taxable | 30% | 2.23% | -0.57% | $223 / yr |
| 🇩🇪 DE Taxable | 26.375% | 2.34% | -0.46% | $234 / yr |
| 🇫🇷 FR Taxable | 30% | 2.23% | -0.57% | $223 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 SCHD Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.05/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 SCHD Dividend Payment Schedule
SCHD pays quarterly — 4 times per year. Ex-div: 2026-09-23.
📊 SCHD vs Financial Services Benchmarks
How SCHD compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for SCHD sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ SCHD Insider Activity
No recent SEC filings reported in the last 90 days.Peer Group
Similar companies in the same sectorCompare SCHD with peers: SCHD vs EFA · SCHD vs IWM · SCHD vs RSP
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the SCHD dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Schwab U.S. Dividend Equity ETF (SCHD) is currently trading at $33.15, 6% below its 52-week high. The current dividend yield is 3.18% based on an annual payout of $1.05 per share.
SCHD Offers Balanced Yield and Growth for Dividend Portfolios
AI SummaryThe Schwab U.S. Dividend Equity ETF (SCHD) presents an appealing option for income-focused investors, anchored by a solid 3.22% dividend yield backed by an annual payout of $1.05 against a share price of $32.72. The fund maintains a heavy concentration in the Financial Services sector, which underpins its robust cash generation and overall market stability. Demonstrating a strong growth trajectory, SCHD boasts a healthy 5-year dividend CAGR of 7.2%. This consistent growth reflects underlying portfolio strength, suggesting that the current yield is sustainable over the medium term, though future performance remains tied to broader macroeconomic conditions and sector-specific financial regulations.
- High sector concentration in Financial Services
- Vulnerability to macroeconomic downturns affecting dividend growth
Generated by AI using live market data. For educational purposes only — not financial advice.
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LiveHow investors use the SCHD dividend calculator
Illustrative examples of common use cases, written by the DividendFlow team — not customer reviews.