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Schwab U.S. Dividend Equity ETF · AMEX
Price: $31.86 · Annual div: $1.06/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in SCHD → $13.9K in 10 years · $37.03/month
The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Ready to invest? Open SCHD position with:
Real after-tax yield depends on where you live and how you hold SCHD.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 3.31% | 0.51% | $331 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 2.81% | 0.01% | $281 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 2.65% | -0.15% | $265 / yr |
| 🇬🇧 UK ISA | 0% | 3.31% | 0.51% | $331 / yr |
| 🇬🇧 UK Taxable | 8.75% | 3.02% | 0.22% | $302 / yr |
| 🇨🇦 TFSA | 0% | 3.31% | 0.51% | $331 / yr |
| 🇨🇦 CA Taxable | 25% | 2.48% | -0.32% | $248 / yr |
| 🇦🇺 Super (pension) | 15% | 2.81% | 0.01% | $281 / yr |
| 🇦🇺 AU Taxable | 30% | 2.32% | -0.48% | $232 / yr |
| 🇩🇪 DE Taxable | 26.375% | 2.44% | -0.36% | $244 / yr |
| 🇫🇷 FR Taxable | 30% | 2.32% | -0.48% | $232 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.06/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
SCHD pays quarterly — 4 times per year. Next ex-div: TBD.
How SCHD compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for SCHD sourced from FMP /financial-growth endpoint — real data, not estimates.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the SCHD dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
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“SCHD dividend calculator showed me that $150K at 3.6% yield with DRIP reinvestment over 15 years turns into nearly $380K with growing income. The dividend growth rate projection makes all the difference.”
“I use the SCHD DRIP calculator every quarter to rerun my retirement projections. The yield-on-cost tracker is the feature I never knew I needed.”
“Did a SCHD vs JEPI comparison here. JEPI's higher current yield looked better until I saw SCHD's dividend growth rate over 10 years — then SCHD won on yield-on-cost. Great tool for this analysis.”
“The ETF holdings breakdown for SCHD is excellent — 101 stocks with sector weights visualized. Finally understand exactly what I own. Pair this with the DRIP calculator and you have a complete ETF research tool.”
“Finally a free dividend calculator that doesn't make me sign up or connect my brokerage. Entered SCHD and got the full DRIP projection in seconds. Bookmarked immediately.”
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