Every calculator, the 15-stock Monthly Paycheck Tracker, and 7-day ex-dividend email alerts are free forever. Upgrade to Pro when you want unlimited holdings, after-tax paychecks, AI portfolio audits, and dividend cut protection.
Pay with USDT (TRC20 / ERC20 / BEP20), USDC, Bitcoin (BTC), Ethereum (ETH), Solana (SOL), TON or 100+ other cryptocurrencies. Pro unlocks automatically on your account as soon as the transaction confirms — and there is never any auto-recurring charge.
Publicly listed pricing and free-tier limits as of October 2026.
| Feature | DividendFlow (Free & Pro) | Simply Safe Dividends | The Dividend Tracker | TrackYourDividends |
|---|---|---|---|---|
| Permanent Free Plan | ✓ Up to 15 stocks + alerts | ✕ 14-day trial only | Up to 10 holdings | Basic with ads |
| Annual Pro Price | $59/yr (or $149 Lifetime) | $468/yr | $89.99 – $169.50/yr | $99.99/yr |
| Try Tracker Without Login | ✓ Instant live demo | ✕ Signup required | ✕ Signup required | ✕ Signup required |
| 12-Month Paycheck + Gap Filler | ✓ Included | ✓ Calendar | ✓ Paid plans | ✓ Basic |
| 2026 After-Tax Paycheck (Roth vs Taxable) | ✓ Included in Pro | ✕ Not included | Basic tax centre | ✕ Not included |
| Dividend Cut-Risk Shield & Safe Swaps | ✓ Included | ✓ Safety Scores | ✓ Paid grades | ✓ Paid ($99/yr) |
| AI Portfolio Audit & Roast | ✓ 1 Free · Unlimited Pro | ✕ No | ✓ Paid ($89.99/yr) | ✕ No |
| US Congress & Insider Trade Radar | ✓ Live STOCK Act data | ✕ No | ✕ No | ✕ No |
| Crypto Checkout (USDT/USDC/BTC/SOL) | ✓ Instant via NOWPayments | ✕ Cards only | ✕ Cards only | ✕ Cards only |
You can track up to 15 dividend stocks and ETFs, view your 12-month dividend paycheck bar chart and next 60 days of payouts, receive email alerts 7 days before ex-dividend dates and on dividend raises or cuts, paste positions from your broker CSV, generate 1 AI portfolio audit, and share your Paycheck Flex Card.
Choose Quarterly ($19), Annual ($59), or Lifetime ($149), enter your account email, and click Pay with Crypto. NOWPayments lets you pay with USDT (TRC20, ERC20, BEP20), USDC, Bitcoin, Ethereum, Solana, TON, or 100+ other coins. As soon as your payment confirms on-chain, our webhook automatically activates Pro on your account and emails you a 1-click sign-in link.
No. Crypto passes never auto-debit your wallet. Your Pro access runs for 3 months ($19), 12 months ($59), or forever ($149 Lifetime), and your account simply returns to the Free plan if you choose not to renew.
Simply Safe Dividends costs $468/year with no permanent free tier. Snowball Analytics and The Dividend Tracker charge $90–$170/year and cap free users at 10 holdings. DividendFlow gives you 15 holdings and ex-dividend alerts free forever, and Pro is $59/year (or $149 once for life).
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