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A dividend cut destroys two things at once: your monthly paycheck drops, and the stock price usually crashes 20%–40% on the news. Scan any stock for payout danger, NAV erosion, and safe alternatives.
Every one of these companies showed red flags in our FMP data 6 to 18 months before the board announced the cut:
These companies have grown or defended their dividend across the 2000 dot-com crash, 2008 financial crisis, and 2020 pandemic.
We evaluate GAAP payout ratio, free-cash-flow dividend coverage, historical dividend cuts over the last 15 years, 5-year share price trend (to catch NAV erosion where yields look high only because the stock price collapsed), and distribution classification (Qualified vs Ordinary).
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Yield is dividend divided by price. When a company's business deteriorates, the share price drops rapidly while the old dividend payout stays on financial websites until management cuts it — making the backward-looking yield look artificially huge. If a stock yields 12%+ and its price fell over 5 years, part of the yield is capital destruction.