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JEPI vs SCHD: Dividend Comparison 2026

JEPI yields 7.21% · SCHD yields 3.77% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.5K in total portfolio value
10 years
JEPI
JPMorgan Equity Premium Income ETF
7.21%
Share price
$55.20
Annual div
$3.98
5Y div CAGR
2.1%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.2K
Annual income
$1,567.15
Full JEPI calculator →
SCHD
Schwab U.S. Dividend Equity ETF
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →

Portfolio growth — JEPI vs SCHD

Annual dividend income

MetricJEPISCHD
Forward yield7.21%3.77%
Annual dividend / share$3.98$1.05
Payout ratio72%38%
1-year div growth-3.2%5.18%
5-year div CAGR2.1%13.05%
Portfolio after 10y$28.2K$36.7K
Annual income after 10y$1,567.15$1,925.82
Total dividends collected$11.1K$10.1K
Payment frequencymonthlyquarterly
SectorETFETF

Year-by-year: JEPI vs SCHD ($10,000, DRIP)

YearJEPI PortfolioJEPI Income/yrSCHD PortfolioSCHD Income/yrGap
1$11,156$736.16$11,306$426.37$150.00SCHD
2$12,429$804.72$12,802$500.91$373.00SCHD
3$13,830$878.49$14,518$589.33$688.00SCHD
4$15,369$957.78$16,490$694.43$1.1KSCHD
5$17,057$1,042.88$18,761$819.56$1.7KSCHD
6$18,907$1,134.13$21,381$968.84$2.5KSCHD
7$20,933$1,231.83$24,409$1,147.26$3.5KSCHD
8$23,149$1,336.34$27,918$1,360.94$4.8KSCHD
9$25,569$1,447.99$31,993$1,617.39$6.4KSCHD
10$28,210$1,567.15$36,734$1,925.82$8.5KSCHD

JEPI vs SCHD: Complete Analysis 2026

JEPIETF

JEPI is an actively managed ETF delivering high monthly income via covered calls on S&P 500 stocks. It consistently yields 6–9% annually, making it one of the highest-income ETFs available. Popular with retirees seeking monthly cash flow without selling shares. Launched in 2020, it rapidly became one of the largest active ETFs with $35B+ AUM.

Full JEPI Calculator →

SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

Frequently Asked Questions

Is JEPI or SCHD better for dividend income in 2026?
JEPI currently offers a 7.21% yield (3.98/share/year) while SCHD offers 3.77% (1.05/share/year). JEPI provides higher current income. However, SCHD has grown its dividend faster (13.05% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in JEPI vs SCHD earn per year?
With $10,000 invested today: JEPI pays approximately $721/year. SCHD pays approximately $377/year. With DRIP reinvestment over 10 years, these grow to $1,567/year (JEPI) and $1,926/year (SCHD).
Does JEPI or SCHD pay monthly dividends?
JEPI pays monthly dividends. SCHD pays quarterly dividends. JEPI pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.