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JEPI vs XYLD: Dividend Comparison 2026

JEPI yields 7.21% · XYLD yields 9.02% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPI wins by $7.1K in total portfolio value
10 years
JEPI
JPMorgan Equity Premium Income ETF
7.21%
Share price
$55.20
Annual div
$3.98
5Y div CAGR
2.1%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.2K
Annual income
$1,567.15
Full JEPI calculator →
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — JEPI vs XYLD

Annual dividend income

MetricJEPIXYLD
Forward yield7.21%9.02%
Annual dividend / share$3.98$3.48
Payout ratio72%90%
1-year div growth-3.2%-2.1%
5-year div CAGR2.1%0.5%
Portfolio after 10y$28.2K$21.1K
Annual income after 10y$1,567.15$2,363.75
Total dividends collected$11.1K$15.0K
Payment frequencymonthlymonthly
SectorETFETF

Year-by-year: JEPI vs XYLD ($10,000, DRIP)

YearJEPI PortfolioJEPI Income/yrXYLD PortfolioXYLD Income/yrGap
1$11,156$736.16$10,626$906.06+$530.00JEPI
2$12,429$804.72$11,324$995.47+$1.1KJEPI
3$13,830$878.49$12,104$1,096.88+$1.7KJEPI
4$15,369$957.78$12,977$1,212.21+$2.4KJEPI
5$17,057$1,042.88$13,958$1,343.80+$3.1KJEPI
6$18,907$1,134.13$15,061$1,494.40+$3.8KJEPI
7$20,933$1,231.83$16,307$1,667.30+$4.6KJEPI
8$23,149$1,336.34$17,717$1,866.48+$5.4KJEPI
9$25,569$1,447.99$19,317$2,096.71+$6.3KJEPI
10$28,210$1,567.15$21,140$2,363.75+$7.1KJEPI

JEPI vs XYLD: Complete Analysis 2026

JEPIETF

JEPI is an actively managed ETF delivering high monthly income via covered calls on S&P 500 stocks. It consistently yields 6–9% annually, making it one of the highest-income ETFs available. Popular with retirees seeking monthly cash flow without selling shares. Launched in 2020, it rapidly became one of the largest active ETFs with $35B+ AUM.

Full JEPI Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

Frequently Asked Questions

Is JEPI or XYLD better for dividend income in 2026?
JEPI currently offers a 7.21% yield (3.98/share/year) while XYLD offers 9.02% (3.48/share/year). XYLD provides higher current income. However, JEPI has grown its dividend faster (2.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in JEPI vs XYLD earn per year?
With $10,000 invested today: JEPI pays approximately $721/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $1,567/year (JEPI) and $2,364/year (XYLD).
Does JEPI or XYLD pay monthly dividends?
JEPI pays monthly dividends. XYLD pays monthly dividends. JEPI pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.