Home Calculator VIG Dividend Calculator 2026

VIG Dividend DRIP Calculator 2026

1.29% YieldETF🛡 Very Safe (100/100)

Vanguard Dividend Appreciation ETF · NYSE

Price: $185.60 · Annual div: $2.40/share · Frequency: quarterly · Payout ratio: 35% · Ex-div: Mar 21, 2026

Annual dividend
$2.40
per share
Forward yield
1.29%
at current price
1Y div growth
+8.5%
CAGR
5Y div growth
+9.2%
CAGR
Payout ratio
35%
Sustainable

Calculator settings

$0/mo
$0$500$1k$2k
10 years
1y10y20y30y
11.4%
9.2%
DRIP Reinvestment
Auto-reinvest all dividends
Monthly passive income
$28.86
after 10 years · DRIP ✓
Yield on cost: 3.46%
Annual dividend income
$346.26
after 10 years
Total dividends: $2.3K
Portfolio (DRIP)
$33.0K
Portfolio (no DRIP)
$31.6K
DRIP bonus
+$1.4K
Total return
+230.3%

Year-by-year projection

DRIP ON ✓ · Roth IRA / ISA
YearSharesAnnual incomeMonthly incomePortfolio valueYield on costCumul. dividends
154.56$141.21$11.77$11,2811.41%$141
255.24$156.15$13.01$12,7231.56%$297
355.91$172.64$14.39$14,3471.73%$470
456.58$190.82$15.90$16,1731.91%$661
557.24$210.86$17.57$18,2272.11%$872
657.90$232.95$19.41$20,5382.33%$1,105
758.55$257.30$21.44$23,1372.57%$1,362
859.20$284.13$23.68$26,0592.84%$1,646
959.84$313.70$26.14$29,3433.14%$1,960
1060.47$346.26$28.86$33,0343.46%$2,306

Portfolio growth: DRIP vs No DRIP

Annual dividend income growth

💡 What-if scenarios

Click to apply scenario to the calculator

Daily coffee money
+$150/mo for 15 years
$130.7K
$103.43/month income
DCA bonus vs no DCA: +$71.1K
📱
Skip one gadget/mo
+$100/mo for 20 years
$199.7K
$143.19/month income
DCA bonus vs no DCA: +$92.9K
🚀
Serious wealth mode
+$500/mo for 25 years
$1.06M
$687.89/month income
DCA bonus vs no DCA: +$868.3K

🎯 When VIG pays your bills

Year your monthly dividend income covers each expense (based on current settings)

📺
Netflix
$18/month
✓ Year 6
🎵
Spotify
$11/month
✓ Year 1
📱
Phone bill
$60/month
Increase investment or time
🛒
Gas & groceries
$300/month
Increase investment or time
🚗
Car payment
$500/month
Increase investment or time
🏠
Rent (avg US)
$1,500/month
Increase investment or time
🏝️
Financial freedom
$5,000/month
Increase investment or time

Share your VIG snowball 📈

$10,000 in VIG$33.0K in 10 years · $28.86/month

𝕏 Post on X

About Vanguard Dividend Appreciation ETF (VIG) — Dividend Analysis 2026

VIG tracks companies that have grown their dividends for 10+ consecutive years — the definition of dividend quality. With 315+ holdings and 0.06% expense ratio, it's a core holding for dividend growth investors. Lower current yield but superior long-term dividend growth versus high-yield alternatives.

Is VIG a good dividend investment in 2026?
VIG offers a 1.29% forward yield with a 35% payout ratio. With a safety score of 100/100, the dividend appears very safe. The 5-year dividend CAGR of 9.2% demonstrates strong, consistent growth that outpaces inflation.
VIG DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your VIG portfolio grows to $33.0K vs $31.6K without reinvestment — a DRIP bonus of $1.4K. This is the compound interest effect in action.
VIG dividend growth history & forecast
VIG has grown its dividend by 8.5% over the last year and 9.2% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 1.29% — illustrating why dividend growth stocks are powerful long-term wealth builders.

Compare VIG with similar stocks

DGRO
2.19% yield
ETF
SCHD
3.77% yield
ETF
NOBL
4.00% yield
ETF
VYM
2.91% yield
ETF
DGRW
4.00% yield
ETF
⚖️ Compare VIG vs DGRO
📬

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Ready to invest? Open VIG position with:

🟢
Robinhood
$0 commission
🟣
Fidelity
DRIP + fractional
🔵
Schwab
$0 min balance
🟠
IBKR
Best for global

Affiliate links — we may earn a commission at no cost to you. Not financial advice.

🌍 VIG Yield by Country & Account Type

Real after-tax yield depends on where you live and how you hold VIG.

Gross yield
1.29%
Tax rate
15.00%
After-tax yield
1.10%
Real yield (−CPI)
-1.70%
Account/CountryTax RateAfter-tax YieldReal Yield$10K Annual Income
🇺🇸 Roth IRA / 401k 0%1.29%-1.51%$129 / yr
🇺🇸 US Taxable (15%) 15%1.10%-1.70%$110 / yr
🇺🇸 US Taxable (20%) 20%1.03%-1.77%$103 / yr
🇬🇧 UK ISA 0%1.29%-1.51%$129 / yr
🇬🇧 UK Taxable 8.75%1.18%-1.62%$118 / yr
🇨🇦 TFSA 0%1.29%-1.51%$129 / yr
🇨🇦 CA Taxable 25%0.97%-1.83%$97 / yr
🇦🇺 Super (pension) 15%1.10%-1.70%$110 / yr
🇦🇺 AU Taxable 30%0.90%-1.90%$90 / yr
🇩🇪 DE Taxable 26.375%0.95%-1.85%$95 / yr
🇫🇷 FR Taxable 30%0.90%-1.90%$90 / yr

Real yield = after-tax yield minus US CPI of 2.8%. Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.

🎯 VIG Income Goal & Break-Even

Dividend Break-Even
26yr
Years for dividends to repay your full VIG investment price of $185.60/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$1.9K
Lost to inflation (~2.8% CPI)
$2.5K
Real purchasing power gain
$-530.56
How much do I need to invest in VIG for:
Shares needed
11,765
Capital required
$2,183,584
Monthly income
$2,000

Based on current dividend of $2.40/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).

📅 VIG Dividend Payment Schedule

VIG pays quarterly — 4 times per year. Next ex-div: Mar 21, 2026.

Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$5.10 / payment
$20.40 / year after tax
100 shares
$51.00 / payment
$204.00 / year after tax
1,000 shares
$510.00 / payment
$2040.00 / year after tax

📊 VIG vs ETF Sector Benchmarks

How VIG compares to typical ETF sector averages.

Dividend YieldVIG: +1.29% vs sector avg 3.50% ↓ Below avg
VIG━━ ETF avg: 3.50%
5Y Dividend CAGRVIG: +9.20% vs sector avg 8.20% ✓ Better
VIG━━ ETF avg: 8.20%
Payout RatioVIG: 35.00% vs sector avg 52.00% ✓ Better
VIG━━ ETF avg: 52.00%

⚠️ Disclaimer: All projections are for educational purposes only. Dividend payments, stock prices, and growth rates are estimates based on historical data. Past performance does not guarantee future results. This is not financial advice — consult a qualified financial professional before investing. Data sourced from public financial records and updated regularly.