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QYLD vs XYLD: Dividend Comparison 2026

QYLD yields 11.43% · XYLD yields 9.02% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $1.6K in total portfolio value
10 years
QYLD
Global X Nasdaq 100 Covered Call ETF
11.43%
Share price
$16.80
Annual div
$1.92
5Y div CAGR
-2.1%
Payout ratio
95%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.5K
Annual income
$3,553.75
Full QYLD calculator →
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — QYLD vs XYLD

Annual dividend income

MetricQYLDXYLD
Forward yield11.43% ✓9.02%
Annual dividend / share$1.92$3.48 ✓
Payout ratio95%90% ✓
1-year div growth-5.2%-2.1% ✓
5-year div CAGR-2.1%0.5% ✓
Portfolio after 10y$19.5K$21.1K ✓
Annual income after 10y$3,553.75 ✓$2,363.75
Total dividends collected$20.2K ✓$15.0K
Payment frequencymonthlymonthly
SectorETFETF

Year-by-year: QYLD vs XYLD ($10,000, DRIP)

YearQYLD PortfolioQYLD Income/yrXYLD PortfolioXYLD Income/yrGap
1$10,279$1,118.86$10,626$906.06$347.00 → XYLD
2$10,645$1,229.16$11,324$995.47$679.00 → XYLD
3$11,111$1,360.44$12,104$1,096.88$993.00 → XYLD
4$11,695$1,517.70$12,977$1,212.21$1.3K → XYLD
5$12,420$1,707.39$13,958$1,343.80$1.5K → XYLD
6$13,315$1,937.94$15,061$1,494.40$1.7K → XYLD
7$14,417$2,220.42$16,307$1,667.30$1.9K → XYLD
8$15,775$2,569.54$17,717$1,866.48$1.9K → XYLD
9$17,455$3,005.06$19,317$2,096.71$1.9K → XYLD
10$19,543$3,553.75$21,140$2,363.75$1.6K → XYLD

QYLD vs XYLD: Complete Analysis 2026

QYLD — ETF

QYLD sells covered calls on the full Nasdaq 100 index, generating very high monthly income (10%+ yield). The strategy caps upside participation in exchange for income. Best suited for investors who prioritize maximum current income over capital appreciation. NAV erosion over time is a known trade-off.

Full QYLD Calculator →

XYLD — ETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

Frequently Asked Questions

Is QYLD or XYLD better for dividend income in 2026?
QYLD currently offers a 11.43% yield (1.92/share/year) while XYLD offers 9.02% (3.48/share/year). QYLD provides higher current income. However, XYLD has grown its dividend faster (0.5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in QYLD vs XYLD earn per year?
With $10,000 invested today: QYLD pays approximately $1143/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $3,554/year (QYLD) and $2,364/year (XYLD).
Does QYLD or XYLD pay monthly dividends?
QYLD pays monthly dividends. XYLD pays monthly dividends. QYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.