HomeCompareADP vs MO

ADP vs MO: Dividend Comparison 2026

ADP yields 4.00% · MO yields 9.11% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 ADP wins by $371.00 in total portfolio value
10 years
ADP
ADP
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full ADP calculator →
MO
Altria Group Inc.
9.11%
Share price
$44.80
Annual div
$4.08
5Y div CAGR
4.3%
Payout ratio
78%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$4,052.72
Full MO calculator →

Portfolio growth — ADP vs MO

Annual dividend income

MetricADPMO
Forward yield4.00%9.11%
Annual dividend / share$2.00$4.08
Payout ratio50%78%
1-year div growth5%4.1%
5-year div CAGR5%4.3%
Portfolio after 10y$28.0K$27.7K
Annual income after 10y$899.19$4,052.72
Total dividends collected$6.4K$20.9K
Payment frequencyquarterlyquarterly
SectorTechnologyConsumer Staples

Year-by-year: ADP vs MO ($10,000, DRIP)

YearADP PortfolioADP Income/yrMO PortfolioMO Income/yrGap
1$11,120$420.00$10,740$949.88+$380.00ADP
2$12,357$458.31$11,601$1,086.84+$756.00ADP
3$13,721$499.76$12,608$1,250.75+$1.1KADP
4$15,227$544.58$13,792$1,448.20+$1.4KADP
5$16,885$593.02$15,190$1,687.69+$1.7KADP
6$18,713$645.34$16,851$1,980.28+$1.9KADP
7$20,724$701.81$18,838$2,340.48+$1.9KADP
8$22,938$762.73$21,230$2,787.44+$1.7KADP
9$25,372$828.41$24,130$3,346.72+$1.2KADP
10$28,047$899.19$27,676$4,052.72+$371.00ADP

ADP vs MO: Complete Analysis 2026

ADPTechnology

ADP is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in ADP shares.

Full ADP Calculator →

MOConsumer Staples

Altria is a Dividend King with 54+ consecutive years of dividend increases — one of the longest streaks in American corporate history. While cigarette volumes decline, pricing power and new product categories (oral nicotine pouches via NJOY) support cash flows. The near-9% yield is among the highest in the S&P 500.

Full MO Calculator →

Frequently Asked Questions

Is ADP or MO better for dividend income in 2026?
ADP currently offers a 4.00% yield (2.00/share/year) while MO offers 9.11% (4.08/share/year). MO provides higher current income. However, ADP has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in ADP vs MO earn per year?
With $10,000 invested today: ADP pays approximately $400/year. MO pays approximately $911/year. With DRIP reinvestment over 10 years, these grow to $899/year (ADP) and $4,053/year (MO).
Does ADP or MO pay monthly dividends?
ADP pays quarterly dividends. MO pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this ADP vs MO comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

ADP vs SCHDADP vs JEPIADP vs OADP vs KOADP vs MAINADP vs PMADP vs BTIADP vs PGMO vs PMMO vs BTIMO vs PGMO vs KO

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.