HomeCompareCERT vs ADC

CERT vs ADC: Dividend Comparison 2026

CERT yields 4.00% · ADC yields 4.39% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 CERT wins by $4.5K in total portfolio value
10 years
CERT
CERT
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full CERT calculator →
ADC
Agree Realty Corporation
4.39%
Share price
$68.40
Annual div
$3.00
5Y div CAGR
5.2%
Payout ratio
73%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.5K
Annual income
$1,093.74
Full ADC calculator →

Portfolio growth — CERT vs ADC

Annual dividend income

MetricCERTADC
Forward yield4.00%4.39%
Annual dividend / share$2.00$3.00
Payout ratio50%73%
1-year div growth5%2.8%
5-year div CAGR5%5.2%
Portfolio after 10y$28.0K$23.5K
Annual income after 10y$899.19$1,093.74
Total dividends collected$6.4K$7.4K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: CERT vs ADC ($10,000, DRIP)

YearCERT PortfolioCERT Income/yrADC PortfolioADC Income/yrGap
1$11,120$420.00$10,871$461.40+$249.00CERT
2$12,357$458.31$11,824$506.91+$533.00CERT
3$13,721$499.76$12,866$557.16+$855.00CERT
4$15,227$544.58$14,006$612.66+$1.2KCERT
5$16,885$593.02$15,254$674.00+$1.6KCERT
6$18,713$645.34$16,622$741.82+$2.1KCERT
7$20,724$701.81$18,120$816.86+$2.6KCERT
8$22,938$762.73$19,763$899.90+$3.2KCERT
9$25,372$828.41$21,565$991.86+$3.8KCERT
10$28,047$899.19$23,543$1,093.74+$4.5KCERT

CERT vs ADC: Complete Analysis 2026

CERTStock

CERT is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CERT shares.

Full CERT Calculator →

ADCREIT

Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart.

Full ADC Calculator →

Frequently Asked Questions

Is CERT or ADC better for dividend income in 2026?
CERT currently offers a 4.00% yield (2.00/share/year) while ADC offers 4.39% (3.00/share/year). ADC provides higher current income. However, ADC has grown its dividend faster (5.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in CERT vs ADC earn per year?
With $10,000 invested today: CERT pays approximately $400/year. ADC pays approximately $439/year. With DRIP reinvestment over 10 years, these grow to $899/year (CERT) and $1,094/year (ADC).
Does CERT or ADC pay monthly dividends?
CERT pays quarterly dividends. ADC pays monthly dividends. ADC pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.