HomeCompareCHAI vs PM

CHAI vs PM: Dividend Comparison 2026

CHAI yields 4.00% · PM yields 4.27% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $14.0K in total portfolio value
10 years
CHAI
CHAI
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full CHAI calculator →
PM
Philip Morris International
4.27%
Share price
$126.50
Annual div
$5.40
5Y div CAGR
2.8%
Payout ratio
84%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.0K
Annual income
$721.58
Full PM calculator →

Portfolio growth — CHAI vs PM

Annual dividend income

MetricCHAIPM
Forward yield4.00%4.27%
Annual dividend / share$2.00$5.40
Payout ratio50%84%
1-year div growth5%3.9%
5-year div CAGR5%2.8%
Portfolio after 10y$28.0K$42.0K
Annual income after 10y$899.19$721.58
Total dividends collected$6.4K$5.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: CHAI vs PM ($10,000, DRIP)

YearCHAI PortfolioCHAI Income/yrPM PortfolioPM Income/yrGap
1$11,120$420.00$11,679$438.83$559.00PM
2$12,357$458.31$13,596$468.73$1.2KPM
3$13,721$499.76$15,781$499.06$2.1KPM
4$15,227$544.58$18,267$529.79$3.0KPM
5$16,885$593.02$21,093$560.89$4.2KPM
6$18,713$645.34$24,301$592.34$5.6KPM
7$20,724$701.81$27,939$624.14$7.2KPM
8$22,938$762.73$32,059$656.28$9.1KPM
9$25,372$828.41$36,723$688.76$11.4KPM
10$28,047$899.19$41,999$721.58$14.0KPM

CHAI vs PM: Complete Analysis 2026

CHAIStock

CHAI is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CHAI shares.

Full CHAI Calculator →

PMConsumer Staples

Philip Morris International operates outside the US with an accelerating shift to smoke-free products. IQOS heated tobacco and ZYN nicotine pouches now represent 40%+ of revenue. PM has raised its dividend 16+ consecutive years since spinning off from Altria in 2008. The company targets $15B+ in smoke-free revenues by 2030.

Full PM Calculator →

Frequently Asked Questions

Is CHAI or PM better for dividend income in 2026?
CHAI currently offers a 4.00% yield (2.00/share/year) while PM offers 4.27% (5.40/share/year). PM provides higher current income. However, CHAI has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in CHAI vs PM earn per year?
With $10,000 invested today: CHAI pays approximately $400/year. PM pays approximately $427/year. With DRIP reinvestment over 10 years, these grow to $899/year (CHAI) and $722/year (PM).
Does CHAI or PM pay monthly dividends?
CHAI pays quarterly dividends. PM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this CHAI vs PM comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

CHAI vs SCHDCHAI vs JEPICHAI vs OCHAI vs KOCHAI vs MAINCHAI vs MOCHAI vs BTICHAI vs PEPPM vs MOPM vs BTIPM vs KOPM vs PEP

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.