HomeCompareCIVB vs PM

CIVB vs PM: Dividend Comparison 2026

CIVB yields 4.00% · PM yields 4.27% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $14.0K in total portfolio value
10 years
CIVB
CIVB
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full CIVB calculator →
PM
Philip Morris International
4.27%
Share price
$126.50
Annual div
$5.40
5Y div CAGR
2.8%
Payout ratio
84%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.0K
Annual income
$721.58
Full PM calculator →

Portfolio growth — CIVB vs PM

Annual dividend income

MetricCIVBPM
Forward yield4.00%4.27%
Annual dividend / share$2.00$5.40
Payout ratio50%84%
1-year div growth5%3.9%
5-year div CAGR5%2.8%
Portfolio after 10y$28.0K$42.0K
Annual income after 10y$899.19$721.58
Total dividends collected$6.4K$5.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: CIVB vs PM ($10,000, DRIP)

YearCIVB PortfolioCIVB Income/yrPM PortfolioPM Income/yrGap
1$11,120$420.00$11,679$438.83$559.00PM
2$12,357$458.31$13,596$468.73$1.2KPM
3$13,721$499.76$15,781$499.06$2.1KPM
4$15,227$544.58$18,267$529.79$3.0KPM
5$16,885$593.02$21,093$560.89$4.2KPM
6$18,713$645.34$24,301$592.34$5.6KPM
7$20,724$701.81$27,939$624.14$7.2KPM
8$22,938$762.73$32,059$656.28$9.1KPM
9$25,372$828.41$36,723$688.76$11.4KPM
10$28,047$899.19$41,999$721.58$14.0KPM

CIVB vs PM: Complete Analysis 2026

CIVBStock

CIVB is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CIVB shares.

Full CIVB Calculator →

PMConsumer Staples

Philip Morris International operates outside the US with an accelerating shift to smoke-free products. IQOS heated tobacco and ZYN nicotine pouches now represent 40%+ of revenue. PM has raised its dividend 16+ consecutive years since spinning off from Altria in 2008. The company targets $15B+ in smoke-free revenues by 2030.

Full PM Calculator →

Frequently Asked Questions

Is CIVB or PM better for dividend income in 2026?
CIVB currently offers a 4.00% yield (2.00/share/year) while PM offers 4.27% (5.40/share/year). PM provides higher current income. However, CIVB has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in CIVB vs PM earn per year?
With $10,000 invested today: CIVB pays approximately $400/year. PM pays approximately $427/year. With DRIP reinvestment over 10 years, these grow to $899/year (CIVB) and $722/year (PM).
Does CIVB or PM pay monthly dividends?
CIVB pays quarterly dividends. PM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this CIVB vs PM comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

CIVB vs SCHDCIVB vs JEPICIVB vs OCIVB vs KOCIVB vs MAINCIVB vs MOCIVB vs BTICIVB vs PEPPM vs MOPM vs BTIPM vs KOPM vs PEP

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.