HomeCompareCLOV vs XYLD

CLOV vs XYLD: Dividend Comparison 2026

CLOV yields 4.00% · XYLD yields 9.02% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 CLOV wins by $6.9K in total portfolio value
10 years
CLOV
CLOV
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full CLOV calculator →
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — CLOV vs XYLD

Annual dividend income

MetricCLOVXYLD
Forward yield4.00%9.02%
Annual dividend / share$2.00$3.48
Payout ratio50%90%
1-year div growth5%-2.1%
5-year div CAGR5%0.5%
Portfolio after 10y$28.0K$21.1K
Annual income after 10y$899.19$2,363.75
Total dividends collected$6.4K$15.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: CLOV vs XYLD ($10,000, DRIP)

YearCLOV PortfolioCLOV Income/yrXYLD PortfolioXYLD Income/yrGap
1$11,120$420.00$10,626$906.06+$494.00CLOV
2$12,357$458.31$11,324$995.47+$1.0KCLOV
3$13,721$499.76$12,104$1,096.88+$1.6KCLOV
4$15,227$544.58$12,977$1,212.21+$2.3KCLOV
5$16,885$593.02$13,958$1,343.80+$2.9KCLOV
6$18,713$645.34$15,061$1,494.40+$3.7KCLOV
7$20,724$701.81$16,307$1,667.30+$4.4KCLOV
8$22,938$762.73$17,717$1,866.48+$5.2KCLOV
9$25,372$828.41$19,317$2,096.71+$6.1KCLOV
10$28,047$899.19$21,140$2,363.75+$6.9KCLOV

CLOV vs XYLD: Complete Analysis 2026

CLOVStock

CLOV is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CLOV shares.

Full CLOV Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

Frequently Asked Questions

Is CLOV or XYLD better for dividend income in 2026?
CLOV currently offers a 4.00% yield (2.00/share/year) while XYLD offers 9.02% (3.48/share/year). XYLD provides higher current income. However, CLOV has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in CLOV vs XYLD earn per year?
With $10,000 invested today: CLOV pays approximately $400/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $899/year (CLOV) and $2,364/year (XYLD).
Does CLOV or XYLD pay monthly dividends?
CLOV pays quarterly dividends. XYLD pays monthly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this CLOV vs XYLD comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

CLOV vs SCHDCLOV vs JEPICLOV vs OCLOV vs KOCLOV vs MAINCLOV vs QYLDCLOV vs JEPQCLOV vs RYLDXYLD vs QYLDXYLD vs JEPIXYLD vs JEPQXYLD vs RYLD

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.