HomeCompareCMT vs XYLD

CMT vs XYLD: Dividend Comparison 2026

CMT yields 4.00% · XYLD yields 9.02% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 CMT wins by $6.9K in total portfolio value
10 years
CMT
CMT
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full CMT calculator →
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — CMT vs XYLD

Annual dividend income

MetricCMTXYLD
Forward yield4.00%9.02%
Annual dividend / share$2.00$3.48
Payout ratio50%90%
1-year div growth5%-2.1%
5-year div CAGR5%0.5%
Portfolio after 10y$28.0K$21.1K
Annual income after 10y$899.19$2,363.75
Total dividends collected$6.4K$15.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: CMT vs XYLD ($10,000, DRIP)

YearCMT PortfolioCMT Income/yrXYLD PortfolioXYLD Income/yrGap
1$11,120$420.00$10,626$906.06+$494.00CMT
2$12,357$458.31$11,324$995.47+$1.0KCMT
3$13,721$499.76$12,104$1,096.88+$1.6KCMT
4$15,227$544.58$12,977$1,212.21+$2.3KCMT
5$16,885$593.02$13,958$1,343.80+$2.9KCMT
6$18,713$645.34$15,061$1,494.40+$3.7KCMT
7$20,724$701.81$16,307$1,667.30+$4.4KCMT
8$22,938$762.73$17,717$1,866.48+$5.2KCMT
9$25,372$828.41$19,317$2,096.71+$6.1KCMT
10$28,047$899.19$21,140$2,363.75+$6.9KCMT

CMT vs XYLD: Complete Analysis 2026

CMTStock

CMT is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CMT shares.

Full CMT Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

Frequently Asked Questions

Is CMT or XYLD better for dividend income in 2026?
CMT currently offers a 4.00% yield (2.00/share/year) while XYLD offers 9.02% (3.48/share/year). XYLD provides higher current income. However, CMT has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in CMT vs XYLD earn per year?
With $10,000 invested today: CMT pays approximately $400/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $899/year (CMT) and $2,364/year (XYLD).
Does CMT or XYLD pay monthly dividends?
CMT pays quarterly dividends. XYLD pays monthly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this CMT vs XYLD comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

CMT vs SCHDCMT vs JEPICMT vs OCMT vs KOCMT vs MAINCMT vs QYLDCMT vs JEPQCMT vs RYLDXYLD vs QYLDXYLD vs JEPIXYLD vs JEPQXYLD vs RYLD

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.