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COF vs PEP: Dividend Comparison 2026

COF yields 4.00% · PEP yields 3.69% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 COF wins by $6.5K in total portfolio value
10 years
COF
COF
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full COF calculator →
PEP
PepsiCo Inc.
3.69%
Share price
$146.80
Annual div
$5.42
5Y div CAGR
6.7%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$1,034.52
Full PEP calculator →

Portfolio growth — COF vs PEP

Annual dividend income

MetricCOFPEP
Forward yield4.00%3.69%
Annual dividend / share$2.00$5.42
Payout ratio50%72%
1-year div growth5%7.1%
5-year div CAGR5%6.7%
Portfolio after 10y$28.0K$21.5K
Annual income after 10y$899.19$1,034.52
Total dividends collected$6.4K$6.6K
Payment frequencyquarterlyquarterly
SectorFinancialsConsumer Staples

Year-by-year: COF vs PEP ($10,000, DRIP)

YearCOF PortfolioCOF Income/yrPEP PortfolioPEP Income/yrGap
1$11,120$420.00$10,734$393.95+$386.00COF
2$12,357$458.31$11,535$436.36+$822.00COF
3$13,721$499.76$12,411$483.90+$1.3KCOF
4$15,227$544.58$13,371$537.26+$1.9KCOF
5$16,885$593.02$14,422$597.26+$2.5KCOF
6$18,713$645.34$15,578$664.81+$3.1KCOF
7$20,724$701.81$16,848$740.97+$3.9KCOF
8$22,938$762.73$18,248$826.99+$4.7KCOF
9$25,372$828.41$19,793$924.28+$5.6KCOF
10$28,047$899.19$21,500$1,034.52+$6.5KCOF

COF vs PEP: Complete Analysis 2026

COFFinancials

COF is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in COF shares.

Full COF Calculator →

PEPConsumer Staples

PepsiCo is a Dividend King with 52+ consecutive years of increases. Its diversified portfolio spans beverages and snacks via brands including Pepsi, Gatorade, Lay's, and Quaker. Snack food exposure provides more stable volumes than pure beverages. International expansion in emerging markets drives long-term growth.

Full PEP Calculator →

Frequently Asked Questions

Is COF or PEP better for dividend income in 2026?
COF currently offers a 4.00% yield (2.00/share/year) while PEP offers 3.69% (5.42/share/year). COF provides higher current income. However, PEP has grown its dividend faster (6.7% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in COF vs PEP earn per year?
With $10,000 invested today: COF pays approximately $400/year. PEP pays approximately $369/year. With DRIP reinvestment over 10 years, these grow to $899/year (COF) and $1,035/year (PEP).
Does COF or PEP pay monthly dividends?
COF pays quarterly dividends. PEP pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.