Is CTSWF or SPHD a better dividend investment in 2026?

CTSWF currently yields 4.00% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: SPHD offers higher current income, while SPHD is better for long-term compounding. Use the DRIP calculator above to model your specific scenario.

What is the dividend yield difference between CTSWF and SPHD?

CTSWF has a forward dividend yield of 4.00% (2.00/share annually). SPHD yields 4.00% (2.00/share annually). The yield gap is 0.00 percentage points.

How much would $10,000 in CTSWF vs SPHD pay in dividends per year?

With $10,000 invested: CTSWF would pay approximately $400/year in dividends. SPHD would pay approximately $400/year. With DRIP reinvestment over 10 years, these amounts grow substantially due to compounding.

Home › Compare › CTSWF vs SPHD

CTSWF vs SPHD: Dividend Comparison 2026

CTSWF yields 4.00% · SPHD yields 4.00% · See full DRIP projection below

vsEnter any two US tickers

INVESTMENT

TIME HORIZON10 years

CTSWF

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full CTSWF calculator →

SPHD

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — CTSWF vs SPHD

Annual dividend income

MetricCTSWFSPHD

Forward yield	4.00%	4.00%
Annual dividend / share	$2.00	$2.00
Payout ratio	50%	50%
1-year div growth	5%	5%
5-year div CAGR	5%	5%
Portfolio after 10y	$28.0K	$28.0K
Annual income after 10y	$899.19	$899.19
Total dividends collected	$6.4K	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CTSWF vs SPHD ($10,000, DRIP)

Year	CTSWF Portfolio	CTSWF Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1	$11,120	$420.00	$11,120	$420.00	$0.00 → SPHD
2	$12,357	$458.31	$12,357	$458.31	$0.00 → SPHD
3	$13,721	$499.76	$13,721	$499.76	$0.00 → SPHD
4	$15,227	$544.58	$15,227	$544.58	$0.00 → SPHD
5	$16,885	$593.02	$16,885	$593.02	$0.00 → SPHD
6	$18,713	$645.34	$18,713	$645.34	$0.00 → SPHD
7	$20,724	$701.81	$20,724	$701.81	$0.00 → SPHD
8	$22,938	$762.73	$22,938	$762.73	$0.00 → SPHD
9	$25,372	$828.41	$25,372	$828.41	$0.00 → SPHD
10	$28,047	$899.19	$28,047	$899.19	$0.00 → SPHD

CTSWF vs SPHD: Complete Analysis 2026

CTSWF — Stock

CTSWF is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CTSWF shares.

Full CTSWF Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

Frequently Asked Questions

Is CTSWF or SPHD better for dividend income in 2026?

CTSWF currently offers a 4.00% yield (2.00/share/year) while SPHD offers 4.00% (2.00/share/year). SPHD provides higher current income. However, SPHD has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.

How much would $10,000 in CTSWF vs SPHD earn per year?

With $10,000 invested today: CTSWF pays approximately $400/year. SPHD pays approximately $400/year. With DRIP reinvestment over 10 years, these grow to $899/year (CTSWF) and $899/year (SPHD).

Does CTSWF or SPHD pay monthly dividends?

CTSWF pays quarterly dividends. SPHD pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.

📬

Get this CTSWF vs SPHD comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

CTSWF vs SCHD CTSWF vs JEPI CTSWF vs O CTSWF vs KO CTSWF vs MAIN SPHD vs SCHD SPHD vs JEPI SPHD vs O SPHD vs KO

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.