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CVX vs MSFT: Dividend Comparison 2026

CVX yields 4.28% · MSFT yields 0.72% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MSFT wins by $40.7K in total portfolio value
10 years
CVX
Chevron Corporation
4.28%
Share price
$152.30
Annual div
$6.52
5Y div CAGR
6.1%
Payout ratio
55%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.1K
Annual income
$1,065.88
Full CVX calculator →
MSFT
Microsoft Corporation
0.72%
Share price
$415.20
Annual div
$3.00
5Y div CAGR
10.2%
Payout ratio
24%
After 10 yrs · $10,000 · DRIP
Portfolio value
$76.9K
Annual income
$198.68
Full MSFT calculator →

Portfolio growth — CVX vs MSFT

Annual dividend income

MetricCVXMSFT
Forward yield4.28%0.72%
Annual dividend / share$6.52$3.00
Payout ratio55%24%
1-year div growth7.9%10.5%
5-year div CAGR6.1%10.2%
Portfolio after 10y$36.1K$76.9K
Annual income after 10y$1,065.88$198.68
Total dividends collected$7.3K$1.3K
Payment frequencyquarterlyquarterly
SectorEnergyTechnology

Year-by-year: CVX vs MSFT ($10,000, DRIP)

YearCVX PortfolioCVX Income/yrMSFT PortfolioMSFT Income/yrGap
1$11,434$454.22$12,290$79.62$856.00MSFT
2$13,057$501.86$15,094$88.32$2.0KMSFT
3$14,890$553.76$18,528$97.90$3.6KMSFT
4$16,959$610.23$22,731$108.46$5.8KMSFT
5$19,293$671.62$27,874$120.09$8.6KMSFT
6$21,922$738.29$34,167$132.92$12.2KMSFT
7$24,881$810.63$41,865$147.05$17.0KMSFT
8$28,208$889.04$51,280$162.62$23.1KMSFT
9$31,947$973.97$62,793$179.77$30.8KMSFT
10$36,143$1,065.88$76,869$198.68$40.7KMSFT

CVX vs MSFT: Complete Analysis 2026

CVXEnergy

Chevron is a Dividend Aristocrat with 37+ consecutive years of increases. Strong balance sheet and low breakeven oil price allow dividend growth even in downturns. The Hess acquisition adds world-class assets in Guyana. Chevron's integrated model provides stability across commodity cycles.

Full CVX Calculator →

MSFTTechnology

Microsoft has grown its dividend 10%+ annually for a decade, making it one of the best dividend growth stories in tech. Azure cloud dominance and AI integration (Copilot) drive strong cash generation. Low payout ratio of ~24% means dividends are extremely safe with significant room to grow.

Full MSFT Calculator →

Frequently Asked Questions

Is CVX or MSFT better for dividend income in 2026?
CVX currently offers a 4.28% yield (6.52/share/year) while MSFT offers 0.72% (3.00/share/year). CVX provides higher current income. However, MSFT has grown its dividend faster (10.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in CVX vs MSFT earn per year?
With $10,000 invested today: CVX pays approximately $428/year. MSFT pays approximately $72/year. With DRIP reinvestment over 10 years, these grow to $1,066/year (CVX) and $199/year (MSFT).
Does CVX or MSFT pay monthly dividends?
CVX pays quarterly dividends. MSFT pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.