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CVX vs XYLD: Dividend Comparison 2026

CVX yields 4.28% · XYLD yields 9.02% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 CVX wins by $15.0K in total portfolio value
10 years
CVX
Chevron Corporation
4.28%
Share price
$152.30
Annual div
$6.52
5Y div CAGR
6.1%
Payout ratio
55%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.1K
Annual income
$1,065.88
Full CVX calculator →
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — CVX vs XYLD

Annual dividend income

MetricCVXXYLD
Forward yield4.28%9.02%
Annual dividend / share$6.52$3.48
Payout ratio55%90%
1-year div growth7.9%-2.1%
5-year div CAGR6.1%0.5%
Portfolio after 10y$36.1K$21.1K
Annual income after 10y$1,065.88$2,363.75
Total dividends collected$7.3K$15.0K
Payment frequencyquarterlymonthly
SectorEnergyETF

Year-by-year: CVX vs XYLD ($10,000, DRIP)

YearCVX PortfolioCVX Income/yrXYLD PortfolioXYLD Income/yrGap
1$11,434$454.22$10,626$906.06+$808.00CVX
2$13,057$501.86$11,324$995.47+$1.7KCVX
3$14,890$553.76$12,104$1,096.88+$2.8KCVX
4$16,959$610.23$12,977$1,212.21+$4.0KCVX
5$19,293$671.62$13,958$1,343.80+$5.3KCVX
6$21,922$738.29$15,061$1,494.40+$6.9KCVX
7$24,881$810.63$16,307$1,667.30+$8.6KCVX
8$28,208$889.04$17,717$1,866.48+$10.5KCVX
9$31,947$973.97$19,317$2,096.71+$12.6KCVX
10$36,143$1,065.88$21,140$2,363.75+$15.0KCVX

CVX vs XYLD: Complete Analysis 2026

CVXEnergy

Chevron is a Dividend Aristocrat with 37+ consecutive years of increases. Strong balance sheet and low breakeven oil price allow dividend growth even in downturns. The Hess acquisition adds world-class assets in Guyana. Chevron's integrated model provides stability across commodity cycles.

Full CVX Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

Frequently Asked Questions

Is CVX or XYLD better for dividend income in 2026?
CVX currently offers a 4.28% yield (6.52/share/year) while XYLD offers 9.02% (3.48/share/year). XYLD provides higher current income. However, CVX has grown its dividend faster (6.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in CVX vs XYLD earn per year?
With $10,000 invested today: CVX pays approximately $428/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $1,066/year (CVX) and $2,364/year (XYLD).
Does CVX or XYLD pay monthly dividends?
CVX pays quarterly dividends. XYLD pays monthly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.