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DUK vs XYLD: Dividend Comparison 2026

DUK yields 3.88% · XYLD yields 9.02% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 DUK wins by $97.00 in total portfolio value
10 years
DUK
Duke Energy Corporation
3.88%
Share price
$108.20
Annual div
$4.20
5Y div CAGR
2.1%
Payout ratio
73%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.2K
Annual income
$651.85
Full DUK calculator →
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — DUK vs XYLD

Annual dividend income

MetricDUKXYLD
Forward yield3.88%9.02%
Annual dividend / share$4.20$3.48
Payout ratio73%90%
1-year div growth2%-2.1%
5-year div CAGR2.1%0.5%
Portfolio after 10y$21.2K$21.1K
Annual income after 10y$651.85$2,363.75
Total dividends collected$5.2K$15.0K
Payment frequencyquarterlymonthly
SectorUtilitiesETF

Year-by-year: DUK vs XYLD ($10,000, DRIP)

YearDUK PortfolioDUK Income/yrXYLD PortfolioXYLD Income/yrGap
1$10,816$396.32$10,626$906.06+$190.00DUK
2$11,691$420.03$11,324$995.47+$367.00DUK
3$12,626$444.84$12,104$1,096.88+$522.00DUK
4$13,628$470.77$12,977$1,212.21+$651.00DUK
5$14,698$497.85$13,958$1,343.80+$740.00DUK
6$15,841$526.13$15,061$1,494.40+$780.00DUK
7$17,062$555.63$16,307$1,667.30+$755.00DUK
8$18,365$586.39$17,717$1,866.48+$648.00DUK
9$19,755$618.45$19,317$2,096.71+$438.00DUK
10$21,237$651.85$21,140$2,363.75+$97.00DUK

DUK vs XYLD: Complete Analysis 2026

DUKUtilities

Duke Energy is one of America's largest electric utilities, serving 8M+ customers across the Southeast and Midwest. A Dividend Aristocrat with 16+ years of consecutive increases. Its regulated business model provides predictable earnings and cash flows, supporting reliable dividend payments regardless of economic conditions.

Full DUK Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

Frequently Asked Questions

Is DUK or XYLD better for dividend income in 2026?
DUK currently offers a 3.88% yield (4.20/share/year) while XYLD offers 9.02% (3.48/share/year). XYLD provides higher current income. However, DUK has grown its dividend faster (2.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in DUK vs XYLD earn per year?
With $10,000 invested today: DUK pays approximately $388/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $652/year (DUK) and $2,364/year (XYLD).
Does DUK or XYLD pay monthly dividends?
DUK pays quarterly dividends. XYLD pays monthly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.