Is FCPT or OBDC a better dividend investment in 2026?

FCPT currently yields 4.00% with a 5% 5-year dividend growth rate. OBDC yields 4.00% with 5% growth. The better choice depends on your goal: OBDC offers higher current income, while OBDC is better for long-term compounding. Use the DRIP calculator above to model your specific scenario.

What is the dividend yield difference between FCPT and OBDC?

FCPT has a forward dividend yield of 4.00% (2.00/share annually). OBDC yields 4.00% (2.00/share annually). The yield gap is 0.00 percentage points.

How much would $10,000 in FCPT vs OBDC pay in dividends per year?

With $10,000 invested: FCPT would pay approximately $400/year in dividends. OBDC would pay approximately $400/year. With DRIP reinvestment over 10 years, these amounts grow substantially due to compounding.

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FCPT vs OBDC: Dividend Comparison 2026

FCPT yields 4.00% · OBDC yields 4.00% · See full DRIP projection below

vsEnter any two US tickers

INVESTMENT

TIME HORIZON10 years

FCPT

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full FCPT calculator →

OBDC

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full OBDC calculator →

Portfolio growth — FCPT vs OBDC

Annual dividend income

MetricFCPTOBDC

Forward yield	4.00%	4.00%
Annual dividend / share	$2.00	$2.00
Payout ratio	50%	50%
1-year div growth	5%	5%
5-year div CAGR	5%	5%
Portfolio after 10y	$28.0K	$28.0K
Annual income after 10y	$899.19	$899.19
Total dividends collected	$6.4K	$6.4K
Payment frequency	quarterly	quarterly
Sector	REIT	BDC

Year-by-year: FCPT vs OBDC ($10,000, DRIP)

Year	FCPT Portfolio	FCPT Income/yr	OBDC Portfolio	OBDC Income/yr	Gap
1	$11,120	$420.00	$11,120	$420.00	$0.00 → OBDC
2	$12,357	$458.31	$12,357	$458.31	$0.00 → OBDC
3	$13,721	$499.76	$13,721	$499.76	$0.00 → OBDC
4	$15,227	$544.58	$15,227	$544.58	$0.00 → OBDC
5	$16,885	$593.02	$16,885	$593.02	$0.00 → OBDC
6	$18,713	$645.34	$18,713	$645.34	$0.00 → OBDC
7	$20,724	$701.81	$20,724	$701.81	$0.00 → OBDC
8	$22,938	$762.73	$22,938	$762.73	$0.00 → OBDC
9	$25,372	$828.41	$25,372	$828.41	$0.00 → OBDC
10	$28,047	$899.19	$28,047	$899.19	$0.00 → OBDC

FCPT vs OBDC: Complete Analysis 2026

FCPT — REIT

FCPT is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in FCPT shares.

Full FCPT Calculator →

OBDC — BDC

OBDC is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in OBDC shares.

Full OBDC Calculator →

Frequently Asked Questions

Is FCPT or OBDC better for dividend income in 2026?

FCPT currently offers a 4.00% yield (2.00/share/year) while OBDC offers 4.00% (2.00/share/year). OBDC provides higher current income. However, OBDC has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.

How much would $10,000 in FCPT vs OBDC earn per year?

With $10,000 invested today: FCPT pays approximately $400/year. OBDC pays approximately $400/year. With DRIP reinvestment over 10 years, these grow to $899/year (FCPT) and $899/year (OBDC).

Does FCPT or OBDC pay monthly dividends?

FCPT pays quarterly dividends. OBDC pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.

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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.