HomeCompareFDMT vs XYLD

FDMT vs XYLD: Dividend Comparison 2026

FDMT yields 4.00% · XYLD yields 9.02% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 FDMT wins by $6.9K in total portfolio value
10 years
FDMT
FDMT
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full FDMT calculator →
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — FDMT vs XYLD

Annual dividend income

MetricFDMTXYLD
Forward yield4.00%9.02%
Annual dividend / share$2.00$3.48
Payout ratio50%90%
1-year div growth5%-2.1%
5-year div CAGR5%0.5%
Portfolio after 10y$28.0K$21.1K
Annual income after 10y$899.19$2,363.75
Total dividends collected$6.4K$15.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: FDMT vs XYLD ($10,000, DRIP)

YearFDMT PortfolioFDMT Income/yrXYLD PortfolioXYLD Income/yrGap
1$11,120$420.00$10,626$906.06+$494.00FDMT
2$12,357$458.31$11,324$995.47+$1.0KFDMT
3$13,721$499.76$12,104$1,096.88+$1.6KFDMT
4$15,227$544.58$12,977$1,212.21+$2.3KFDMT
5$16,885$593.02$13,958$1,343.80+$2.9KFDMT
6$18,713$645.34$15,061$1,494.40+$3.7KFDMT
7$20,724$701.81$16,307$1,667.30+$4.4KFDMT
8$22,938$762.73$17,717$1,866.48+$5.2KFDMT
9$25,372$828.41$19,317$2,096.71+$6.1KFDMT
10$28,047$899.19$21,140$2,363.75+$6.9KFDMT

FDMT vs XYLD: Complete Analysis 2026

FDMTStock

FDMT is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in FDMT shares.

Full FDMT Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

Frequently Asked Questions

Is FDMT or XYLD better for dividend income in 2026?
FDMT currently offers a 4.00% yield (2.00/share/year) while XYLD offers 9.02% (3.48/share/year). XYLD provides higher current income. However, FDMT has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in FDMT vs XYLD earn per year?
With $10,000 invested today: FDMT pays approximately $400/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $899/year (FDMT) and $2,364/year (XYLD).
Does FDMT or XYLD pay monthly dividends?
FDMT pays quarterly dividends. XYLD pays monthly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this FDMT vs XYLD comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

FDMT vs SCHDFDMT vs JEPIFDMT vs OFDMT vs KOFDMT vs MAINFDMT vs QYLDFDMT vs JEPQFDMT vs RYLDXYLD vs QYLDXYLD vs JEPIXYLD vs JEPQXYLD vs RYLD

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.