HomeCompareFINS vs VYM

FINS vs VYM: Dividend Comparison 2026

FINS yields 4.00% · VYM yields 2.91% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $3.2K in total portfolio value
10 years
FINS
FINS
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full FINS calculator →
VYM
Vanguard High Dividend Yield ETF
2.91%
Share price
$118.40
Annual div
$3.44
5Y div CAGR
7.8%
Payout ratio
45%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.3K
Annual income
$785.17
Full VYM calculator →

Portfolio growth — FINS vs VYM

Annual dividend income

MetricFINSVYM
Forward yield4.00%2.91%
Annual dividend / share$2.00$3.44
Payout ratio50%45%
1-year div growth5%6.2%
5-year div CAGR5%7.8%
Portfolio after 10y$28.0K$31.3K
Annual income after 10y$899.19$785.17
Total dividends collected$6.4K$5.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FINS vs VYM ($10,000, DRIP)

YearFINS PortfolioFINS Income/yrVYM PortfolioVYM Income/yrGap
1$11,120$420.00$11,223$313.20$103.00VYM
2$12,357$458.31$12,592$347.33$235.00VYM
3$13,721$499.76$14,123$385.04$402.00VYM
4$15,227$544.58$15,835$426.70$608.00VYM
5$16,885$593.02$17,748$472.73$863.00VYM
6$18,713$645.34$19,887$523.54$1.2KVYM
7$20,724$701.81$22,276$579.64$1.6KVYM
8$22,938$762.73$24,945$641.54$2.0KVYM
9$25,372$828.41$27,925$709.84$2.6KVYM
10$28,047$899.19$31,251$785.17$3.2KVYM

FINS vs VYM: Complete Analysis 2026

FINSStock

FINS is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in FINS shares.

Full FINS Calculator →

VYMETF

VYM tracks the FTSE High Dividend Yield Index, holding ~450 large-cap US companies with above-average dividend yields. With an ultra-low 0.06% expense ratio, it's one of the cheapest dividend ETFs available. Excellent core holding for long-term dividend growth investors seeking broad diversification and reliable income.

Full VYM Calculator →

Frequently Asked Questions

Is FINS or VYM better for dividend income in 2026?
FINS currently offers a 4.00% yield (2.00/share/year) while VYM offers 2.91% (3.44/share/year). FINS provides higher current income. However, VYM has grown its dividend faster (7.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in FINS vs VYM earn per year?
With $10,000 invested today: FINS pays approximately $400/year. VYM pays approximately $291/year. With DRIP reinvestment over 10 years, these grow to $899/year (FINS) and $785/year (VYM).
Does FINS or VYM pay monthly dividends?
FINS pays quarterly dividends. VYM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this FINS vs VYM comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

FINS vs SCHDFINS vs JEPIFINS vs OFINS vs KOFINS vs MAINFINS vs VIGFINS vs DGROFINS vs HDVVYM vs SCHDVYM vs VIGVYM vs DGROVYM vs HDV

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.