HomeCompareFIP vs XYLD

FIP vs XYLD: Dividend Comparison 2026

FIP yields 4.00% · XYLD yields 9.02% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 FIP wins by $6.9K in total portfolio value
10 years
FIP
FIP
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full FIP calculator →
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — FIP vs XYLD

Annual dividend income

MetricFIPXYLD
Forward yield4.00%9.02%
Annual dividend / share$2.00$3.48
Payout ratio50%90%
1-year div growth5%-2.1%
5-year div CAGR5%0.5%
Portfolio after 10y$28.0K$21.1K
Annual income after 10y$899.19$2,363.75
Total dividends collected$6.4K$15.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: FIP vs XYLD ($10,000, DRIP)

YearFIP PortfolioFIP Income/yrXYLD PortfolioXYLD Income/yrGap
1$11,120$420.00$10,626$906.06+$494.00FIP
2$12,357$458.31$11,324$995.47+$1.0KFIP
3$13,721$499.76$12,104$1,096.88+$1.6KFIP
4$15,227$544.58$12,977$1,212.21+$2.3KFIP
5$16,885$593.02$13,958$1,343.80+$2.9KFIP
6$18,713$645.34$15,061$1,494.40+$3.7KFIP
7$20,724$701.81$16,307$1,667.30+$4.4KFIP
8$22,938$762.73$17,717$1,866.48+$5.2KFIP
9$25,372$828.41$19,317$2,096.71+$6.1KFIP
10$28,047$899.19$21,140$2,363.75+$6.9KFIP

FIP vs XYLD: Complete Analysis 2026

FIPStock

FIP is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in FIP shares.

Full FIP Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

Frequently Asked Questions

Is FIP or XYLD better for dividend income in 2026?
FIP currently offers a 4.00% yield (2.00/share/year) while XYLD offers 9.02% (3.48/share/year). XYLD provides higher current income. However, FIP has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in FIP vs XYLD earn per year?
With $10,000 invested today: FIP pays approximately $400/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $899/year (FIP) and $2,364/year (XYLD).
Does FIP or XYLD pay monthly dividends?
FIP pays quarterly dividends. XYLD pays monthly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this FIP vs XYLD comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

FIP vs SCHDFIP vs JEPIFIP vs OFIP vs KOFIP vs MAINFIP vs QYLDFIP vs JEPQFIP vs RYLDXYLD vs QYLDXYLD vs JEPIXYLD vs JEPQXYLD vs RYLD

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.