HomeCompareFNLC vs ADC

FNLC vs ADC: Dividend Comparison 2026

FNLC yields 4.00% · ADC yields 4.39% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 FNLC wins by $4.5K in total portfolio value
10 years
FNLC
FNLC
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full FNLC calculator →
ADC
Agree Realty Corporation
4.39%
Share price
$68.40
Annual div
$3.00
5Y div CAGR
5.2%
Payout ratio
73%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.5K
Annual income
$1,093.74
Full ADC calculator →

Portfolio growth — FNLC vs ADC

Annual dividend income

MetricFNLCADC
Forward yield4.00%4.39%
Annual dividend / share$2.00$3.00
Payout ratio50%73%
1-year div growth5%2.8%
5-year div CAGR5%5.2%
Portfolio after 10y$28.0K$23.5K
Annual income after 10y$899.19$1,093.74
Total dividends collected$6.4K$7.4K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: FNLC vs ADC ($10,000, DRIP)

YearFNLC PortfolioFNLC Income/yrADC PortfolioADC Income/yrGap
1$11,120$420.00$10,871$461.40+$249.00FNLC
2$12,357$458.31$11,824$506.91+$533.00FNLC
3$13,721$499.76$12,866$557.16+$855.00FNLC
4$15,227$544.58$14,006$612.66+$1.2KFNLC
5$16,885$593.02$15,254$674.00+$1.6KFNLC
6$18,713$645.34$16,622$741.82+$2.1KFNLC
7$20,724$701.81$18,120$816.86+$2.6KFNLC
8$22,938$762.73$19,763$899.90+$3.2KFNLC
9$25,372$828.41$21,565$991.86+$3.8KFNLC
10$28,047$899.19$23,543$1,093.74+$4.5KFNLC

FNLC vs ADC: Complete Analysis 2026

FNLCStock

FNLC is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in FNLC shares.

Full FNLC Calculator →

ADCREIT

Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart.

Full ADC Calculator →

Frequently Asked Questions

Is FNLC or ADC better for dividend income in 2026?
FNLC currently offers a 4.00% yield (2.00/share/year) while ADC offers 4.39% (3.00/share/year). ADC provides higher current income. However, ADC has grown its dividend faster (5.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in FNLC vs ADC earn per year?
With $10,000 invested today: FNLC pays approximately $400/year. ADC pays approximately $439/year. With DRIP reinvestment over 10 years, these grow to $899/year (FNLC) and $1,094/year (ADC).
Does FNLC or ADC pay monthly dividends?
FNLC pays quarterly dividends. ADC pays monthly dividends. ADC pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this FNLC vs ADC comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

FNLC vs SCHDFNLC vs JEPIFNLC vs OFNLC vs KOFNLC vs MAINFNLC vs NNNFNLC vs EPRTFNLC vs FCPTADC vs OADC vs NNNADC vs EPRTADC vs FCPT

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.