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FNMAM vs PEP: Dividend Comparison 2026

FNMAM yields 4.00% · PEP yields 3.69% · See full DRIP projection below

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After 10 years · $10,000 invested · DRIP enabled
🏆 FNMAM wins by $6.5K in total portfolio value
10 years
FNMAM
FNMAM
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full FNMAM calculator →
PEP
PepsiCo Inc.
3.69%
Share price
$146.80
Annual div
$5.42
5Y div CAGR
6.7%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$1,034.52
Full PEP calculator →

Portfolio growth — FNMAM vs PEP

Annual dividend income

MetricFNMAMPEP
Forward yield4.00%3.69%
Annual dividend / share$2.00$5.42
Payout ratio50%72%
1-year div growth5%7.1%
5-year div CAGR5%6.7%
Portfolio after 10y$28.0K$21.5K
Annual income after 10y$899.19$1,034.52
Total dividends collected$6.4K$6.6K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: FNMAM vs PEP ($10,000, DRIP)

YearFNMAM PortfolioFNMAM Income/yrPEP PortfolioPEP Income/yrGap
1$11,120$420.00$10,734$393.95+$386.00FNMAM
2$12,357$458.31$11,535$436.36+$822.00FNMAM
3$13,721$499.76$12,411$483.90+$1.3KFNMAM
4$15,227$544.58$13,371$537.26+$1.9KFNMAM
5$16,885$593.02$14,422$597.26+$2.5KFNMAM
6$18,713$645.34$15,578$664.81+$3.1KFNMAM
7$20,724$701.81$16,848$740.97+$3.9KFNMAM
8$22,938$762.73$18,248$826.99+$4.7KFNMAM
9$25,372$828.41$19,793$924.28+$5.6KFNMAM
10$28,047$899.19$21,500$1,034.52+$6.5KFNMAM

FNMAM vs PEP: Complete Analysis 2026

FNMAMStock

FNMAM is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in FNMAM shares.

Full FNMAM Calculator →

PEPConsumer Staples

PepsiCo is a Dividend King with 52+ consecutive years of increases. Its diversified portfolio spans beverages and snacks via brands including Pepsi, Gatorade, Lay's, and Quaker. Snack food exposure provides more stable volumes than pure beverages. International expansion in emerging markets drives long-term growth.

Full PEP Calculator →

Frequently Asked Questions

Is FNMAM or PEP better for dividend income in 2026?
FNMAM currently offers a 4.00% yield (2.00/share/year) while PEP offers 3.69% (5.42/share/year). FNMAM provides higher current income. However, PEP has grown its dividend faster (6.7% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in FNMAM vs PEP earn per year?
With $10,000 invested today: FNMAM pays approximately $400/year. PEP pays approximately $369/year. With DRIP reinvestment over 10 years, these grow to $899/year (FNMAM) and $1,035/year (PEP).
Does FNMAM or PEP pay monthly dividends?
FNMAM pays quarterly dividends. PEP pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.