HomeCompareGDTC vs VYM

GDTC vs VYM: Dividend Comparison 2026

GDTC yields 4.00% · VYM yields 2.91% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $3.2K in total portfolio value
10 years
GDTC
GDTC
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full GDTC calculator →
VYM
Vanguard High Dividend Yield ETF
2.91%
Share price
$118.40
Annual div
$3.44
5Y div CAGR
7.8%
Payout ratio
45%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.3K
Annual income
$785.17
Full VYM calculator →

Portfolio growth — GDTC vs VYM

Annual dividend income

MetricGDTCVYM
Forward yield4.00%2.91%
Annual dividend / share$2.00$3.44
Payout ratio50%45%
1-year div growth5%6.2%
5-year div CAGR5%7.8%
Portfolio after 10y$28.0K$31.3K
Annual income after 10y$899.19$785.17
Total dividends collected$6.4K$5.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: GDTC vs VYM ($10,000, DRIP)

YearGDTC PortfolioGDTC Income/yrVYM PortfolioVYM Income/yrGap
1$11,120$420.00$11,223$313.20$103.00VYM
2$12,357$458.31$12,592$347.33$235.00VYM
3$13,721$499.76$14,123$385.04$402.00VYM
4$15,227$544.58$15,835$426.70$608.00VYM
5$16,885$593.02$17,748$472.73$863.00VYM
6$18,713$645.34$19,887$523.54$1.2KVYM
7$20,724$701.81$22,276$579.64$1.6KVYM
8$22,938$762.73$24,945$641.54$2.0KVYM
9$25,372$828.41$27,925$709.84$2.6KVYM
10$28,047$899.19$31,251$785.17$3.2KVYM

GDTC vs VYM: Complete Analysis 2026

GDTCStock

GDTC is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in GDTC shares.

Full GDTC Calculator →

VYMETF

VYM tracks the FTSE High Dividend Yield Index, holding ~450 large-cap US companies with above-average dividend yields. With an ultra-low 0.06% expense ratio, it's one of the cheapest dividend ETFs available. Excellent core holding for long-term dividend growth investors seeking broad diversification and reliable income.

Full VYM Calculator →

Frequently Asked Questions

Is GDTC or VYM better for dividend income in 2026?
GDTC currently offers a 4.00% yield (2.00/share/year) while VYM offers 2.91% (3.44/share/year). GDTC provides higher current income. However, VYM has grown its dividend faster (7.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in GDTC vs VYM earn per year?
With $10,000 invested today: GDTC pays approximately $400/year. VYM pays approximately $291/year. With DRIP reinvestment over 10 years, these grow to $899/year (GDTC) and $785/year (VYM).
Does GDTC or VYM pay monthly dividends?
GDTC pays quarterly dividends. VYM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this GDTC vs VYM comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

GDTC vs SCHDGDTC vs JEPIGDTC vs OGDTC vs KOGDTC vs MAINGDTC vs VIGGDTC vs DGROGDTC vs HDVVYM vs SCHDVYM vs VIGVYM vs DGROVYM vs HDV

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.