Is HCXY or QYLD a better dividend investment in 2026?

HCXY currently yields 4.00% with a 5% 5-year dividend growth rate. QYLD yields 11.43% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income, while HCXY is better for long-term compounding. Use the DRIP calculator above to model your specific scenario.

What is the dividend yield difference between HCXY and QYLD?

HCXY has a forward dividend yield of 4.00% (2.00/share annually). QYLD yields 11.43% (1.92/share annually). The yield gap is 7.43 percentage points.

How much would $10,000 in HCXY vs QYLD pay in dividends per year?

With $10,000 invested: HCXY would pay approximately $400/year in dividends. QYLD would pay approximately $1143/year. With DRIP reinvestment over 10 years, these amounts grow substantially due to compounding.

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HCXY vs QYLD: Dividend Comparison 2026

HCXY yields 4.00% · QYLD yields 11.43% · See full DRIP projection below

vsEnter any two US tickers

After 10 years · $10,000 invested · DRIP enabled

🏆 HCXY wins by $8.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HCXY

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full HCXY calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

11.43%

Share price

$16.80

Annual div

$1.92

5Y div CAGR

-2.1%

Payout ratio

95%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19.5K

Annual income

$3,553.75

Full QYLD calculator →

Portfolio growth — HCXY vs QYLD

Annual dividend income

MetricHCXYQYLD

Forward yield	4.00%	11.43% ✓
Annual dividend / share	$2.00 ✓	$1.92
Payout ratio	50% ✓	95%
1-year div growth	5% ✓	-5.2%
5-year div CAGR	5% ✓	-2.1%
Portfolio after 10y	$28.0K ✓	$19.5K
Annual income after 10y	$899.19	$3,553.75 ✓
Total dividends collected	$6.4K	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HCXY vs QYLD ($10,000, DRIP)

Year	HCXY Portfolio	HCXY Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$11,120	$420.00	$10,279	$1,118.86	+$841.00 → HCXY
2	$12,357	$458.31	$10,645	$1,229.16	+$1.7K → HCXY
3	$13,721	$499.76	$11,111	$1,360.44	+$2.6K → HCXY
4	$15,227	$544.58	$11,695	$1,517.70	+$3.5K → HCXY
5	$16,885	$593.02	$12,420	$1,707.39	+$4.5K → HCXY
6	$18,713	$645.34	$13,315	$1,937.94	+$5.4K → HCXY
7	$20,724	$701.81	$14,417	$2,220.42	+$6.3K → HCXY
8	$22,938	$762.73	$15,775	$2,569.54	+$7.2K → HCXY
9	$25,372	$828.41	$17,455	$3,005.06	+$7.9K → HCXY
10	$28,047	$899.19	$19,543	$3,553.75	+$8.5K → HCXY

HCXY vs QYLD: Complete Analysis 2026

HCXY — Stock

HCXY is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in HCXY shares.

Full HCXY Calculator →

QYLD — ETF

QYLD sells covered calls on the full Nasdaq 100 index, generating very high monthly income (10%+ yield). The strategy caps upside participation in exchange for income. Best suited for investors who prioritize maximum current income over capital appreciation. NAV erosion over time is a known trade-off.

Full QYLD Calculator →

Frequently Asked Questions

Is HCXY or QYLD better for dividend income in 2026?

HCXY currently offers a 4.00% yield (2.00/share/year) while QYLD offers 11.43% (1.92/share/year). QYLD provides higher current income. However, HCXY has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.

How much would $10,000 in HCXY vs QYLD earn per year?

With $10,000 invested today: HCXY pays approximately $400/year. QYLD pays approximately $1143/year. With DRIP reinvestment over 10 years, these grow to $899/year (HCXY) and $3,554/year (QYLD).

Does HCXY or QYLD pay monthly dividends?

HCXY pays quarterly dividends. QYLD pays monthly dividends. QYLD pays monthly, which is preferred by investors who need regular cash flow.

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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.