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HDV vs MSFT: Dividend Comparison 2026

HDV yields 3.70% · MSFT yields 0.72% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MSFT wins by $49.4K in total portfolio value
10 years
HDV
iShares Core High Dividend ETF
3.70%
Share price
$108.20
Annual div
$4.00
5Y div CAGR
4.8%
Payout ratio
55%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.4K
Annual income
$792.81
Full HDV calculator →
MSFT
Microsoft Corporation
0.72%
Share price
$415.20
Annual div
$3.00
5Y div CAGR
10.2%
Payout ratio
24%
After 10 yrs · $10,000 · DRIP
Portfolio value
$76.9K
Annual income
$198.68
Full MSFT calculator →

Portfolio growth — HDV vs MSFT

Annual dividend income

MetricHDVMSFT
Forward yield3.70%0.72%
Annual dividend / share$4.00$3.00
Payout ratio55%24%
1-year div growth4.2%10.5%
5-year div CAGR4.8%10.2%
Portfolio after 10y$27.4K$76.9K
Annual income after 10y$792.81$198.68
Total dividends collected$5.7K$1.3K
Payment frequencyquarterlyquarterly
SectorETFTechnology

Year-by-year: HDV vs MSFT ($10,000, DRIP)

YearHDV PortfolioHDV Income/yrMSFT PortfolioMSFT Income/yrGap
1$11,097$387.43$12,290$79.62$1.2KMSFT
2$12,306$420.72$15,094$88.32$2.8KMSFT
3$13,636$456.52$18,528$97.90$4.9KMSFT
4$15,099$495.00$22,731$108.46$7.6KMSFT
5$16,708$536.34$27,874$120.09$11.2KMSFT
6$18,475$580.73$34,167$132.92$15.7KMSFT
7$20,415$628.36$41,865$147.05$21.4KMSFT
8$22,544$679.43$51,280$162.62$28.7KMSFT
9$24,879$734.17$62,793$179.77$37.9KMSFT
10$27,438$792.81$76,869$198.68$49.4KMSFT

HDV vs MSFT: Complete Analysis 2026

HDVETF

HDV screens for dividend sustainability using Morningstar's economic moat methodology — only companies with wide or narrow moats qualify. Its concentrated portfolio of ~75 holdings represents high-conviction dividend payers in healthcare, energy, and consumer staples. Higher yield than SCHD with similar quality focus.

Full HDV Calculator →

MSFTTechnology

Microsoft has grown its dividend 10%+ annually for a decade, making it one of the best dividend growth stories in tech. Azure cloud dominance and AI integration (Copilot) drive strong cash generation. Low payout ratio of ~24% means dividends are extremely safe with significant room to grow.

Full MSFT Calculator →

Frequently Asked Questions

Is HDV or MSFT better for dividend income in 2026?
HDV currently offers a 3.70% yield (4.00/share/year) while MSFT offers 0.72% (3.00/share/year). HDV provides higher current income. However, MSFT has grown its dividend faster (10.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in HDV vs MSFT earn per year?
With $10,000 invested today: HDV pays approximately $370/year. MSFT pays approximately $72/year. With DRIP reinvestment over 10 years, these grow to $793/year (HDV) and $199/year (MSFT).
Does HDV or MSFT pay monthly dividends?
HDV pays quarterly dividends. MSFT pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.