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HDV vs XYLD: Dividend Comparison 2026

HDV yields 3.70% · XYLD yields 9.02% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 HDV wins by $6.3K in total portfolio value
10 years
HDV
iShares Core High Dividend ETF
3.70%
Share price
$108.20
Annual div
$4.00
5Y div CAGR
4.8%
Payout ratio
55%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.4K
Annual income
$792.81
Full HDV calculator →
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — HDV vs XYLD

Annual dividend income

MetricHDVXYLD
Forward yield3.70%9.02%
Annual dividend / share$4.00$3.48
Payout ratio55%90%
1-year div growth4.2%-2.1%
5-year div CAGR4.8%0.5%
Portfolio after 10y$27.4K$21.1K
Annual income after 10y$792.81$2,363.75
Total dividends collected$5.7K$15.0K
Payment frequencyquarterlymonthly
SectorETFETF

Year-by-year: HDV vs XYLD ($10,000, DRIP)

YearHDV PortfolioHDV Income/yrXYLD PortfolioXYLD Income/yrGap
1$11,097$387.43$10,626$906.06+$471.00HDV
2$12,306$420.72$11,324$995.47+$982.00HDV
3$13,636$456.52$12,104$1,096.88+$1.5KHDV
4$15,099$495.00$12,977$1,212.21+$2.1KHDV
5$16,708$536.34$13,958$1,343.80+$2.8KHDV
6$18,475$580.73$15,061$1,494.40+$3.4KHDV
7$20,415$628.36$16,307$1,667.30+$4.1KHDV
8$22,544$679.43$17,717$1,866.48+$4.8KHDV
9$24,879$734.17$19,317$2,096.71+$5.6KHDV
10$27,438$792.81$21,140$2,363.75+$6.3KHDV

HDV vs XYLD: Complete Analysis 2026

HDVETF

HDV screens for dividend sustainability using Morningstar's economic moat methodology — only companies with wide or narrow moats qualify. Its concentrated portfolio of ~75 holdings represents high-conviction dividend payers in healthcare, energy, and consumer staples. Higher yield than SCHD with similar quality focus.

Full HDV Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

Frequently Asked Questions

Is HDV or XYLD better for dividend income in 2026?
HDV currently offers a 3.70% yield (4.00/share/year) while XYLD offers 9.02% (3.48/share/year). XYLD provides higher current income. However, HDV has grown its dividend faster (4.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in HDV vs XYLD earn per year?
With $10,000 invested today: HDV pays approximately $370/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $793/year (HDV) and $2,364/year (XYLD).
Does HDV or XYLD pay monthly dividends?
HDV pays quarterly dividends. XYLD pays monthly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.