HomeCompareHOFT vs XYLD

HOFT vs XYLD: Dividend Comparison 2026

HOFT yields 4.00% · XYLD yields 9.02% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 HOFT wins by $6.9K in total portfolio value
10 years
HOFT
HOFT
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full HOFT calculator →
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — HOFT vs XYLD

Annual dividend income

MetricHOFTXYLD
Forward yield4.00%9.02%
Annual dividend / share$2.00$3.48
Payout ratio50%90%
1-year div growth5%-2.1%
5-year div CAGR5%0.5%
Portfolio after 10y$28.0K$21.1K
Annual income after 10y$899.19$2,363.75
Total dividends collected$6.4K$15.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: HOFT vs XYLD ($10,000, DRIP)

YearHOFT PortfolioHOFT Income/yrXYLD PortfolioXYLD Income/yrGap
1$11,120$420.00$10,626$906.06+$494.00HOFT
2$12,357$458.31$11,324$995.47+$1.0KHOFT
3$13,721$499.76$12,104$1,096.88+$1.6KHOFT
4$15,227$544.58$12,977$1,212.21+$2.3KHOFT
5$16,885$593.02$13,958$1,343.80+$2.9KHOFT
6$18,713$645.34$15,061$1,494.40+$3.7KHOFT
7$20,724$701.81$16,307$1,667.30+$4.4KHOFT
8$22,938$762.73$17,717$1,866.48+$5.2KHOFT
9$25,372$828.41$19,317$2,096.71+$6.1KHOFT
10$28,047$899.19$21,140$2,363.75+$6.9KHOFT

HOFT vs XYLD: Complete Analysis 2026

HOFTStock

HOFT is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in HOFT shares.

Full HOFT Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

Frequently Asked Questions

Is HOFT or XYLD better for dividend income in 2026?
HOFT currently offers a 4.00% yield (2.00/share/year) while XYLD offers 9.02% (3.48/share/year). XYLD provides higher current income. However, HOFT has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in HOFT vs XYLD earn per year?
With $10,000 invested today: HOFT pays approximately $400/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $899/year (HOFT) and $2,364/year (XYLD).
Does HOFT or XYLD pay monthly dividends?
HOFT pays quarterly dividends. XYLD pays monthly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this HOFT vs XYLD comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

HOFT vs SCHDHOFT vs JEPIHOFT vs OHOFT vs KOHOFT vs MAINHOFT vs QYLDHOFT vs JEPQHOFT vs RYLDXYLD vs QYLDXYLD vs JEPIXYLD vs JEPQXYLD vs RYLD

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.