HomeCompareHSAI vs XYLD

HSAI vs XYLD: Dividend Comparison 2026

HSAI yields 4.00% · XYLD yields 9.02% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 HSAI wins by $6.9K in total portfolio value
10 years
HSAI
HSAI
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full HSAI calculator →
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — HSAI vs XYLD

Annual dividend income

MetricHSAIXYLD
Forward yield4.00%9.02%
Annual dividend / share$2.00$3.48
Payout ratio50%90%
1-year div growth5%-2.1%
5-year div CAGR5%0.5%
Portfolio after 10y$28.0K$21.1K
Annual income after 10y$899.19$2,363.75
Total dividends collected$6.4K$15.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: HSAI vs XYLD ($10,000, DRIP)

YearHSAI PortfolioHSAI Income/yrXYLD PortfolioXYLD Income/yrGap
1$11,120$420.00$10,626$906.06+$494.00HSAI
2$12,357$458.31$11,324$995.47+$1.0KHSAI
3$13,721$499.76$12,104$1,096.88+$1.6KHSAI
4$15,227$544.58$12,977$1,212.21+$2.3KHSAI
5$16,885$593.02$13,958$1,343.80+$2.9KHSAI
6$18,713$645.34$15,061$1,494.40+$3.7KHSAI
7$20,724$701.81$16,307$1,667.30+$4.4KHSAI
8$22,938$762.73$17,717$1,866.48+$5.2KHSAI
9$25,372$828.41$19,317$2,096.71+$6.1KHSAI
10$28,047$899.19$21,140$2,363.75+$6.9KHSAI

HSAI vs XYLD: Complete Analysis 2026

HSAIStock

HSAI is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in HSAI shares.

Full HSAI Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

Frequently Asked Questions

Is HSAI or XYLD better for dividend income in 2026?
HSAI currently offers a 4.00% yield (2.00/share/year) while XYLD offers 9.02% (3.48/share/year). XYLD provides higher current income. However, HSAI has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in HSAI vs XYLD earn per year?
With $10,000 invested today: HSAI pays approximately $400/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $899/year (HSAI) and $2,364/year (XYLD).
Does HSAI or XYLD pay monthly dividends?
HSAI pays quarterly dividends. XYLD pays monthly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this HSAI vs XYLD comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

HSAI vs SCHDHSAI vs JEPIHSAI vs OHSAI vs KOHSAI vs MAINHSAI vs QYLDHSAI vs JEPQHSAI vs RYLDXYLD vs QYLDXYLD vs JEPIXYLD vs JEPQXYLD vs RYLD

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.