HomeCompareHY vs XYLD

HY vs XYLD: Dividend Comparison 2026

HY yields 4.00% · XYLD yields 9.02% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 HY wins by $6.9K in total portfolio value
10 years
HY
HY
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full HY calculator →
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — HY vs XYLD

Annual dividend income

MetricHYXYLD
Forward yield4.00%9.02%
Annual dividend / share$2.00$3.48
Payout ratio50%90%
1-year div growth5%-2.1%
5-year div CAGR5%0.5%
Portfolio after 10y$28.0K$21.1K
Annual income after 10y$899.19$2,363.75
Total dividends collected$6.4K$15.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: HY vs XYLD ($10,000, DRIP)

YearHY PortfolioHY Income/yrXYLD PortfolioXYLD Income/yrGap
1$11,120$420.00$10,626$906.06+$494.00HY
2$12,357$458.31$11,324$995.47+$1.0KHY
3$13,721$499.76$12,104$1,096.88+$1.6KHY
4$15,227$544.58$12,977$1,212.21+$2.3KHY
5$16,885$593.02$13,958$1,343.80+$2.9KHY
6$18,713$645.34$15,061$1,494.40+$3.7KHY
7$20,724$701.81$16,307$1,667.30+$4.4KHY
8$22,938$762.73$17,717$1,866.48+$5.2KHY
9$25,372$828.41$19,317$2,096.71+$6.1KHY
10$28,047$899.19$21,140$2,363.75+$6.9KHY

HY vs XYLD: Complete Analysis 2026

HYStock

HY is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in HY shares.

Full HY Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

Frequently Asked Questions

Is HY or XYLD better for dividend income in 2026?
HY currently offers a 4.00% yield (2.00/share/year) while XYLD offers 9.02% (3.48/share/year). XYLD provides higher current income. However, HY has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in HY vs XYLD earn per year?
With $10,000 invested today: HY pays approximately $400/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $899/year (HY) and $2,364/year (XYLD).
Does HY or XYLD pay monthly dividends?
HY pays quarterly dividends. XYLD pays monthly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this HY vs XYLD comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

HY vs SCHDHY vs JEPIHY vs OHY vs KOHY vs MAINHY vs QYLDHY vs JEPQHY vs RYLDXYLD vs QYLDXYLD vs JEPIXYLD vs JEPQXYLD vs RYLD

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.