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MSFT vs ADC: Dividend Comparison 2026

MSFT yields 0.72% · ADC yields 4.39% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MSFT wins by $53.3K in total portfolio value
10 years
MSFT
Microsoft Corporation
0.72%
Share price
$415.20
Annual div
$3.00
5Y div CAGR
10.2%
Payout ratio
24%
After 10 yrs · $10,000 · DRIP
Portfolio value
$76.9K
Annual income
$198.68
Full MSFT calculator →
ADC
Agree Realty Corporation
4.39%
Share price
$68.40
Annual div
$3.00
5Y div CAGR
5.2%
Payout ratio
73%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.5K
Annual income
$1,093.74
Full ADC calculator →

Portfolio growth — MSFT vs ADC

Annual dividend income

MetricMSFTADC
Forward yield0.72%4.39%
Annual dividend / share$3.00$3.00
Payout ratio24%73%
1-year div growth10.5%2.8%
5-year div CAGR10.2%5.2%
Portfolio after 10y$76.9K$23.5K
Annual income after 10y$198.68$1,093.74
Total dividends collected$1.3K$7.4K
Payment frequencyquarterlymonthly
SectorTechnologyREIT

Year-by-year: MSFT vs ADC ($10,000, DRIP)

YearMSFT PortfolioMSFT Income/yrADC PortfolioADC Income/yrGap
1$12,290$79.62$10,871$461.40+$1.4KMSFT
2$15,094$88.32$11,824$506.91+$3.3KMSFT
3$18,528$97.90$12,866$557.16+$5.7KMSFT
4$22,731$108.46$14,006$612.66+$8.7KMSFT
5$27,874$120.09$15,254$674.00+$12.6KMSFT
6$34,167$132.92$16,622$741.82+$17.5KMSFT
7$41,865$147.05$18,120$816.86+$23.7KMSFT
8$51,280$162.62$19,763$899.90+$31.5KMSFT
9$62,793$179.77$21,565$991.86+$41.2KMSFT
10$76,869$198.68$23,543$1,093.74+$53.3KMSFT

MSFT vs ADC: Complete Analysis 2026

MSFTTechnology

Microsoft has grown its dividend 10%+ annually for a decade, making it one of the best dividend growth stories in tech. Azure cloud dominance and AI integration (Copilot) drive strong cash generation. Low payout ratio of ~24% means dividends are extremely safe with significant room to grow.

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ADCREIT

Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart.

Full ADC Calculator →

Frequently Asked Questions

Is MSFT or ADC better for dividend income in 2026?
MSFT currently offers a 0.72% yield (3.00/share/year) while ADC offers 4.39% (3.00/share/year). ADC provides higher current income. However, MSFT has grown its dividend faster (10.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in MSFT vs ADC earn per year?
With $10,000 invested today: MSFT pays approximately $72/year. ADC pays approximately $439/year. With DRIP reinvestment over 10 years, these grow to $199/year (MSFT) and $1,094/year (ADC).
Does MSFT or ADC pay monthly dividends?
MSFT pays quarterly dividends. ADC pays monthly dividends. ADC pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.