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MSFT vs DGRO: Dividend Comparison 2026

MSFT yields 0.72% · DGRO yields 2.19% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MSFT wins by $42.7K in total portfolio value
10 years
MSFT
Microsoft Corporation
0.72%
Share price
$415.20
Annual div
$3.00
5Y div CAGR
10.2%
Payout ratio
24%
After 10 yrs · $10,000 · DRIP
Portfolio value
$76.9K
Annual income
$198.68
Full MSFT calculator →
DGRO
iShares Core Dividend Growth ETF
2.19%
Share price
$58.40
Annual div
$1.28
5Y div CAGR
9.5%
Payout ratio
40%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.2K
Annual income
$653.00
Full DGRO calculator →

Portfolio growth — MSFT vs DGRO

Annual dividend income

MetricMSFTDGRO
Forward yield0.72%2.19%
Annual dividend / share$3.00$1.28
Payout ratio24%40%
1-year div growth10.5%8.8%
5-year div CAGR10.2%9.5%
Portfolio after 10y$76.9K$34.2K
Annual income after 10y$198.68$653.00
Total dividends collected$1.3K$4.2K
Payment frequencyquarterlyquarterly
SectorTechnologyETF

Year-by-year: MSFT vs DGRO ($10,000, DRIP)

YearMSFT PortfolioMSFT Income/yrDGRO PortfolioDGRO Income/yrGap
1$12,290$79.62$11,320$240.00+$970.00MSFT
2$15,094$88.32$12,811$268.49+$2.3KMSFT
3$18,528$97.90$14,495$300.29+$4.0KMSFT
4$22,731$108.46$16,396$335.78+$6.3KMSFT
5$27,874$120.09$18,542$375.36+$9.3KMSFT
6$34,167$132.92$20,964$419.51+$13.2KMSFT
7$41,865$147.05$23,697$468.75+$18.2KMSFT
8$51,280$162.62$26,780$523.64+$24.5KMSFT
9$62,793$179.77$30,257$584.82+$32.5KMSFT
10$76,869$198.68$34,178$653.00+$42.7KMSFT

MSFT vs DGRO: Complete Analysis 2026

MSFTTechnology

Microsoft has grown its dividend 10%+ annually for a decade, making it one of the best dividend growth stories in tech. Azure cloud dominance and AI integration (Copilot) drive strong cash generation. Low payout ratio of ~24% means dividends are extremely safe with significant room to grow.

Full MSFT Calculator →

DGROETF

DGRO focuses on US companies with a history of growing dividends, screening for payout ratio sustainability. With 500+ holdings and ultra-low 0.08% expense ratio, it offers broad diversification among dividend growers. One of BlackRock's most popular ETFs for long-term dividend growth investors.

Full DGRO Calculator →

Frequently Asked Questions

Is MSFT or DGRO better for dividend income in 2026?
MSFT currently offers a 0.72% yield (3.00/share/year) while DGRO offers 2.19% (1.28/share/year). DGRO provides higher current income. However, MSFT has grown its dividend faster (10.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in MSFT vs DGRO earn per year?
With $10,000 invested today: MSFT pays approximately $72/year. DGRO pays approximately $219/year. With DRIP reinvestment over 10 years, these grow to $199/year (MSFT) and $653/year (DGRO).
Does MSFT or DGRO pay monthly dividends?
MSFT pays quarterly dividends. DGRO pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.