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MSFT vs PM: Dividend Comparison 2026

MSFT yields 0.72% · PM yields 4.27% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MSFT wins by $34.9K in total portfolio value
10 years
MSFT
Microsoft Corporation
0.72%
Share price
$415.20
Annual div
$3.00
5Y div CAGR
10.2%
Payout ratio
24%
After 10 yrs · $10,000 · DRIP
Portfolio value
$76.9K
Annual income
$198.68
Full MSFT calculator →
PM
Philip Morris International
4.27%
Share price
$126.50
Annual div
$5.40
5Y div CAGR
2.8%
Payout ratio
84%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.0K
Annual income
$721.58
Full PM calculator →

Portfolio growth — MSFT vs PM

Annual dividend income

MetricMSFTPM
Forward yield0.72%4.27%
Annual dividend / share$3.00$5.40
Payout ratio24%84%
1-year div growth10.5%3.9%
5-year div CAGR10.2%2.8%
Portfolio after 10y$76.9K$42.0K
Annual income after 10y$198.68$721.58
Total dividends collected$1.3K$5.8K
Payment frequencyquarterlyquarterly
SectorTechnologyConsumer Staples

Year-by-year: MSFT vs PM ($10,000, DRIP)

YearMSFT PortfolioMSFT Income/yrPM PortfolioPM Income/yrGap
1$12,290$79.62$11,679$438.83+$611.00MSFT
2$15,094$88.32$13,596$468.73+$1.5KMSFT
3$18,528$97.90$15,781$499.06+$2.7KMSFT
4$22,731$108.46$18,267$529.79+$4.5KMSFT
5$27,874$120.09$21,093$560.89+$6.8KMSFT
6$34,167$132.92$24,301$592.34+$9.9KMSFT
7$41,865$147.05$27,939$624.14+$13.9KMSFT
8$51,280$162.62$32,059$656.28+$19.2KMSFT
9$62,793$179.77$36,723$688.76+$26.1KMSFT
10$76,869$198.68$41,999$721.58+$34.9KMSFT

MSFT vs PM: Complete Analysis 2026

MSFTTechnology

Microsoft has grown its dividend 10%+ annually for a decade, making it one of the best dividend growth stories in tech. Azure cloud dominance and AI integration (Copilot) drive strong cash generation. Low payout ratio of ~24% means dividends are extremely safe with significant room to grow.

Full MSFT Calculator →

PMConsumer Staples

Philip Morris International operates outside the US with an accelerating shift to smoke-free products. IQOS heated tobacco and ZYN nicotine pouches now represent 40%+ of revenue. PM has raised its dividend 16+ consecutive years since spinning off from Altria in 2008. The company targets $15B+ in smoke-free revenues by 2030.

Full PM Calculator →

Frequently Asked Questions

Is MSFT or PM better for dividend income in 2026?
MSFT currently offers a 0.72% yield (3.00/share/year) while PM offers 4.27% (5.40/share/year). PM provides higher current income. However, MSFT has grown its dividend faster (10.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in MSFT vs PM earn per year?
With $10,000 invested today: MSFT pays approximately $72/year. PM pays approximately $427/year. With DRIP reinvestment over 10 years, these grow to $199/year (MSFT) and $722/year (PM).
Does MSFT or PM pay monthly dividends?
MSFT pays quarterly dividends. PM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.