HomeCompareNJR vs XYLD

NJR vs XYLD: Dividend Comparison 2026

NJR yields 4.00% · XYLD yields 9.02% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 NJR wins by $6.9K in total portfolio value
10 years
NJR
NJR
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full NJR calculator →
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — NJR vs XYLD

Annual dividend income

MetricNJRXYLD
Forward yield4.00%9.02%
Annual dividend / share$2.00$3.48
Payout ratio50%90%
1-year div growth5%-2.1%
5-year div CAGR5%0.5%
Portfolio after 10y$28.0K$21.1K
Annual income after 10y$899.19$2,363.75
Total dividends collected$6.4K$15.0K
Payment frequencyquarterlymonthly
SectorUtilitiesETF

Year-by-year: NJR vs XYLD ($10,000, DRIP)

YearNJR PortfolioNJR Income/yrXYLD PortfolioXYLD Income/yrGap
1$11,120$420.00$10,626$906.06+$494.00NJR
2$12,357$458.31$11,324$995.47+$1.0KNJR
3$13,721$499.76$12,104$1,096.88+$1.6KNJR
4$15,227$544.58$12,977$1,212.21+$2.3KNJR
5$16,885$593.02$13,958$1,343.80+$2.9KNJR
6$18,713$645.34$15,061$1,494.40+$3.7KNJR
7$20,724$701.81$16,307$1,667.30+$4.4KNJR
8$22,938$762.73$17,717$1,866.48+$5.2KNJR
9$25,372$828.41$19,317$2,096.71+$6.1KNJR
10$28,047$899.19$21,140$2,363.75+$6.9KNJR

NJR vs XYLD: Complete Analysis 2026

NJRUtilities

NJR is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in NJR shares.

Full NJR Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

Frequently Asked Questions

Is NJR or XYLD better for dividend income in 2026?
NJR currently offers a 4.00% yield (2.00/share/year) while XYLD offers 9.02% (3.48/share/year). XYLD provides higher current income. However, NJR has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in NJR vs XYLD earn per year?
With $10,000 invested today: NJR pays approximately $400/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $899/year (NJR) and $2,364/year (XYLD).
Does NJR or XYLD pay monthly dividends?
NJR pays quarterly dividends. XYLD pays monthly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this NJR vs XYLD comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

NJR vs SCHDNJR vs JEPINJR vs ONJR vs KONJR vs MAINNJR vs QYLDNJR vs JEPQNJR vs RYLDXYLD vs QYLDXYLD vs JEPIXYLD vs JEPQXYLD vs RYLD

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.