HomeCompareNRUC vs QYLD

NRUC vs QYLD: Dividend Comparison 2026

NRUC yields 4.00% · QYLD yields 11.43% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 NRUC wins by $8.5K in total portfolio value
10 years
NRUC
NRUC
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full NRUC calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
11.43%
Share price
$16.80
Annual div
$1.92
5Y div CAGR
-2.1%
Payout ratio
95%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.5K
Annual income
$3,553.75
Full QYLD calculator →

Portfolio growth — NRUC vs QYLD

Annual dividend income

MetricNRUCQYLD
Forward yield4.00%11.43%
Annual dividend / share$2.00$1.92
Payout ratio50%95%
1-year div growth5%-5.2%
5-year div CAGR5%-2.1%
Portfolio after 10y$28.0K$19.5K
Annual income after 10y$899.19$3,553.75
Total dividends collected$6.4K$20.2K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: NRUC vs QYLD ($10,000, DRIP)

YearNRUC PortfolioNRUC Income/yrQYLD PortfolioQYLD Income/yrGap
1$11,120$420.00$10,279$1,118.86+$841.00NRUC
2$12,357$458.31$10,645$1,229.16+$1.7KNRUC
3$13,721$499.76$11,111$1,360.44+$2.6KNRUC
4$15,227$544.58$11,695$1,517.70+$3.5KNRUC
5$16,885$593.02$12,420$1,707.39+$4.5KNRUC
6$18,713$645.34$13,315$1,937.94+$5.4KNRUC
7$20,724$701.81$14,417$2,220.42+$6.3KNRUC
8$22,938$762.73$15,775$2,569.54+$7.2KNRUC
9$25,372$828.41$17,455$3,005.06+$7.9KNRUC
10$28,047$899.19$19,543$3,553.75+$8.5KNRUC

NRUC vs QYLD: Complete Analysis 2026

NRUCStock

NRUC is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in NRUC shares.

Full NRUC Calculator →

QYLDETF

QYLD sells covered calls on the full Nasdaq 100 index, generating very high monthly income (10%+ yield). The strategy caps upside participation in exchange for income. Best suited for investors who prioritize maximum current income over capital appreciation. NAV erosion over time is a known trade-off.

Full QYLD Calculator →

Frequently Asked Questions

Is NRUC or QYLD better for dividend income in 2026?
NRUC currently offers a 4.00% yield (2.00/share/year) while QYLD offers 11.43% (1.92/share/year). QYLD provides higher current income. However, NRUC has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in NRUC vs QYLD earn per year?
With $10,000 invested today: NRUC pays approximately $400/year. QYLD pays approximately $1143/year. With DRIP reinvestment over 10 years, these grow to $899/year (NRUC) and $3,554/year (QYLD).
Does NRUC or QYLD pay monthly dividends?
NRUC pays quarterly dividends. QYLD pays monthly dividends. QYLD pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this NRUC vs QYLD comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

NRUC vs SCHDNRUC vs JEPINRUC vs ONRUC vs KONRUC vs MAINNRUC vs XYLDNRUC vs JEPQNRUC vs RYLDQYLD vs XYLDQYLD vs JEPIQYLD vs JEPQQYLD vs RYLD

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.