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O vs XYLD: Dividend Comparison 2026

O yields 5.97% · XYLD yields 9.02% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 O wins by $1.6K in total portfolio value
10 years
O
Realty Income Corporation
5.97%
Share price
$52.30
Annual div
$3.12
5Y div CAGR
3.2%
Payout ratio
76%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.7K
Annual income
$1,416.15
Full O calculator →
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — O vs XYLD

Annual dividend income

MetricOXYLD
Forward yield5.97%9.02%
Annual dividend / share$3.12$3.48
Payout ratio76%90%
1-year div growth2.8%-2.1%
5-year div CAGR3.2%0.5%
Portfolio after 10y$22.7K$21.1K
Annual income after 10y$1,416.15$2,363.75
Total dividends collected$9.6K$15.0K
Payment frequencymonthlymonthly
SectorREITETF

Year-by-year: O vs XYLD ($10,000, DRIP)

YearO PortfolioO Income/yrXYLD PortfolioXYLD Income/yrGap
1$10,826$615.65$10,626$906.06+$200.00O
2$11,727$673.66$11,324$995.47+$403.00O
3$12,710$737.59$12,104$1,096.88+$606.00O
4$13,785$808.08$12,977$1,212.21+$808.00O
5$14,961$885.87$13,958$1,343.80+$1.0KO
6$16,247$971.76$15,061$1,494.40+$1.2KO
7$17,655$1,066.66$16,307$1,667.30+$1.3KO
8$19,197$1,171.57$17,717$1,866.48+$1.5KO
9$20,888$1,287.65$19,317$2,096.71+$1.6KO
10$22,743$1,416.15$21,140$2,363.75+$1.6KO

O vs XYLD: Complete Analysis 2026

OREIT

Nicknamed 'The Monthly Dividend Company', Realty Income is a net-lease REIT with 15,000+ properties across the US and Europe. It has paid monthly dividends for 55+ consecutive years with 126 dividend increases since 1994 — a true Dividend Aristocrat. Its tenants include Walgreens, Dollar General, and FedEx. A cornerstone holding for income investors.

Full O Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

Frequently Asked Questions

Is O or XYLD better for dividend income in 2026?
O currently offers a 5.97% yield (3.12/share/year) while XYLD offers 9.02% (3.48/share/year). XYLD provides higher current income. However, O has grown its dividend faster (3.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in O vs XYLD earn per year?
With $10,000 invested today: O pays approximately $597/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $1,416/year (O) and $2,364/year (XYLD).
Does O or XYLD pay monthly dividends?
O pays monthly dividends. XYLD pays monthly dividends. O pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.