HomeComparePFSA vs ADC

PFSA vs ADC: Dividend Comparison 2026

PFSA yields 4.00% · ADC yields 4.39% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 PFSA wins by $4.5K in total portfolio value
10 years
PFSA
PFSA
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full PFSA calculator →
ADC
Agree Realty Corporation
4.39%
Share price
$68.40
Annual div
$3.00
5Y div CAGR
5.2%
Payout ratio
73%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.5K
Annual income
$1,093.74
Full ADC calculator →

Portfolio growth — PFSA vs ADC

Annual dividend income

MetricPFSAADC
Forward yield4.00%4.39%
Annual dividend / share$2.00$3.00
Payout ratio50%73%
1-year div growth5%2.8%
5-year div CAGR5%5.2%
Portfolio after 10y$28.0K$23.5K
Annual income after 10y$899.19$1,093.74
Total dividends collected$6.4K$7.4K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: PFSA vs ADC ($10,000, DRIP)

YearPFSA PortfolioPFSA Income/yrADC PortfolioADC Income/yrGap
1$11,120$420.00$10,871$461.40+$249.00PFSA
2$12,357$458.31$11,824$506.91+$533.00PFSA
3$13,721$499.76$12,866$557.16+$855.00PFSA
4$15,227$544.58$14,006$612.66+$1.2KPFSA
5$16,885$593.02$15,254$674.00+$1.6KPFSA
6$18,713$645.34$16,622$741.82+$2.1KPFSA
7$20,724$701.81$18,120$816.86+$2.6KPFSA
8$22,938$762.73$19,763$899.90+$3.2KPFSA
9$25,372$828.41$21,565$991.86+$3.8KPFSA
10$28,047$899.19$23,543$1,093.74+$4.5KPFSA

PFSA vs ADC: Complete Analysis 2026

PFSAStock

PFSA is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in PFSA shares.

Full PFSA Calculator →

ADCREIT

Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart.

Full ADC Calculator →

Frequently Asked Questions

Is PFSA or ADC better for dividend income in 2026?
PFSA currently offers a 4.00% yield (2.00/share/year) while ADC offers 4.39% (3.00/share/year). ADC provides higher current income. However, ADC has grown its dividend faster (5.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in PFSA vs ADC earn per year?
With $10,000 invested today: PFSA pays approximately $400/year. ADC pays approximately $439/year. With DRIP reinvestment over 10 years, these grow to $899/year (PFSA) and $1,094/year (ADC).
Does PFSA or ADC pay monthly dividends?
PFSA pays quarterly dividends. ADC pays monthly dividends. ADC pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this PFSA vs ADC comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

PFSA vs SCHDPFSA vs JEPIPFSA vs OPFSA vs KOPFSA vs MAINPFSA vs NNNPFSA vs EPRTPFSA vs FCPTADC vs OADC vs NNNADC vs EPRTADC vs FCPT

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.