HomeComparePFSA vs MO

PFSA vs MO: Dividend Comparison 2026

PFSA yields 4.00% · MO yields 9.11% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 PFSA wins by $371.00 in total portfolio value
10 years
PFSA
PFSA
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full PFSA calculator →
MO
Altria Group Inc.
9.11%
Share price
$44.80
Annual div
$4.08
5Y div CAGR
4.3%
Payout ratio
78%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$4,052.72
Full MO calculator →

Portfolio growth — PFSA vs MO

Annual dividend income

MetricPFSAMO
Forward yield4.00%9.11%
Annual dividend / share$2.00$4.08
Payout ratio50%78%
1-year div growth5%4.1%
5-year div CAGR5%4.3%
Portfolio after 10y$28.0K$27.7K
Annual income after 10y$899.19$4,052.72
Total dividends collected$6.4K$20.9K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: PFSA vs MO ($10,000, DRIP)

YearPFSA PortfolioPFSA Income/yrMO PortfolioMO Income/yrGap
1$11,120$420.00$10,740$949.88+$380.00PFSA
2$12,357$458.31$11,601$1,086.84+$756.00PFSA
3$13,721$499.76$12,608$1,250.75+$1.1KPFSA
4$15,227$544.58$13,792$1,448.20+$1.4KPFSA
5$16,885$593.02$15,190$1,687.69+$1.7KPFSA
6$18,713$645.34$16,851$1,980.28+$1.9KPFSA
7$20,724$701.81$18,838$2,340.48+$1.9KPFSA
8$22,938$762.73$21,230$2,787.44+$1.7KPFSA
9$25,372$828.41$24,130$3,346.72+$1.2KPFSA
10$28,047$899.19$27,676$4,052.72+$371.00PFSA

PFSA vs MO: Complete Analysis 2026

PFSAStock

PFSA is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in PFSA shares.

Full PFSA Calculator →

MOConsumer Staples

Altria is a Dividend King with 54+ consecutive years of dividend increases — one of the longest streaks in American corporate history. While cigarette volumes decline, pricing power and new product categories (oral nicotine pouches via NJOY) support cash flows. The near-9% yield is among the highest in the S&P 500.

Full MO Calculator →

Frequently Asked Questions

Is PFSA or MO better for dividend income in 2026?
PFSA currently offers a 4.00% yield (2.00/share/year) while MO offers 9.11% (4.08/share/year). MO provides higher current income. However, PFSA has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in PFSA vs MO earn per year?
With $10,000 invested today: PFSA pays approximately $400/year. MO pays approximately $911/year. With DRIP reinvestment over 10 years, these grow to $899/year (PFSA) and $4,053/year (MO).
Does PFSA or MO pay monthly dividends?
PFSA pays quarterly dividends. MO pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this PFSA vs MO comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

PFSA vs SCHDPFSA vs JEPIPFSA vs OPFSA vs KOPFSA vs MAINPFSA vs PMPFSA vs BTIPFSA vs PGMO vs PMMO vs BTIMO vs PGMO vs KO

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.