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PM vs MSFT: Dividend Comparison 2026

PM yields 4.27% · MSFT yields 0.72% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MSFT wins by $34.9K in total portfolio value
10 years
PM
Philip Morris International
4.27%
Share price
$126.50
Annual div
$5.40
5Y div CAGR
2.8%
Payout ratio
84%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.0K
Annual income
$721.58
Full PM calculator →
MSFT
Microsoft Corporation
0.72%
Share price
$415.20
Annual div
$3.00
5Y div CAGR
10.2%
Payout ratio
24%
After 10 yrs · $10,000 · DRIP
Portfolio value
$76.9K
Annual income
$198.68
Full MSFT calculator →

Portfolio growth — PM vs MSFT

Annual dividend income

MetricPMMSFT
Forward yield4.27%0.72%
Annual dividend / share$5.40$3.00
Payout ratio84%24%
1-year div growth3.9%10.5%
5-year div CAGR2.8%10.2%
Portfolio after 10y$42.0K$76.9K
Annual income after 10y$721.58$198.68
Total dividends collected$5.8K$1.3K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesTechnology

Year-by-year: PM vs MSFT ($10,000, DRIP)

YearPM PortfolioPM Income/yrMSFT PortfolioMSFT Income/yrGap
1$11,679$438.83$12,290$79.62$611.00MSFT
2$13,596$468.73$15,094$88.32$1.5KMSFT
3$15,781$499.06$18,528$97.90$2.7KMSFT
4$18,267$529.79$22,731$108.46$4.5KMSFT
5$21,093$560.89$27,874$120.09$6.8KMSFT
6$24,301$592.34$34,167$132.92$9.9KMSFT
7$27,939$624.14$41,865$147.05$13.9KMSFT
8$32,059$656.28$51,280$162.62$19.2KMSFT
9$36,723$688.76$62,793$179.77$26.1KMSFT
10$41,999$721.58$76,869$198.68$34.9KMSFT

PM vs MSFT: Complete Analysis 2026

PMConsumer Staples

Philip Morris International operates outside the US with an accelerating shift to smoke-free products. IQOS heated tobacco and ZYN nicotine pouches now represent 40%+ of revenue. PM has raised its dividend 16+ consecutive years since spinning off from Altria in 2008. The company targets $15B+ in smoke-free revenues by 2030.

Full PM Calculator →

MSFTTechnology

Microsoft has grown its dividend 10%+ annually for a decade, making it one of the best dividend growth stories in tech. Azure cloud dominance and AI integration (Copilot) drive strong cash generation. Low payout ratio of ~24% means dividends are extremely safe with significant room to grow.

Full MSFT Calculator →

Frequently Asked Questions

Is PM or MSFT better for dividend income in 2026?
PM currently offers a 4.27% yield (5.40/share/year) while MSFT offers 0.72% (3.00/share/year). PM provides higher current income. However, MSFT has grown its dividend faster (10.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in PM vs MSFT earn per year?
With $10,000 invested today: PM pays approximately $427/year. MSFT pays approximately $72/year. With DRIP reinvestment over 10 years, these grow to $722/year (PM) and $199/year (MSFT).
Does PM or MSFT pay monthly dividends?
PM pays quarterly dividends. MSFT pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.