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PM vs XYLD: Dividend Comparison 2026

PM yields 4.27% · XYLD yields 9.02% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $20.9K in total portfolio value
10 years
PM
Philip Morris International
4.27%
Share price
$126.50
Annual div
$5.40
5Y div CAGR
2.8%
Payout ratio
84%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.0K
Annual income
$721.58
Full PM calculator →
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — PM vs XYLD

Annual dividend income

MetricPMXYLD
Forward yield4.27%9.02%
Annual dividend / share$5.40$3.48
Payout ratio84%90%
1-year div growth3.9%-2.1%
5-year div CAGR2.8%0.5%
Portfolio after 10y$42.0K$21.1K
Annual income after 10y$721.58$2,363.75
Total dividends collected$5.8K$15.0K
Payment frequencyquarterlymonthly
SectorConsumer StaplesETF

Year-by-year: PM vs XYLD ($10,000, DRIP)

YearPM PortfolioPM Income/yrXYLD PortfolioXYLD Income/yrGap
1$11,679$438.83$10,626$906.06+$1.1KPM
2$13,596$468.73$11,324$995.47+$2.3KPM
3$15,781$499.06$12,104$1,096.88+$3.7KPM
4$18,267$529.79$12,977$1,212.21+$5.3KPM
5$21,093$560.89$13,958$1,343.80+$7.1KPM
6$24,301$592.34$15,061$1,494.40+$9.2KPM
7$27,939$624.14$16,307$1,667.30+$11.6KPM
8$32,059$656.28$17,717$1,866.48+$14.3KPM
9$36,723$688.76$19,317$2,096.71+$17.4KPM
10$41,999$721.58$21,140$2,363.75+$20.9KPM

PM vs XYLD: Complete Analysis 2026

PMConsumer Staples

Philip Morris International operates outside the US with an accelerating shift to smoke-free products. IQOS heated tobacco and ZYN nicotine pouches now represent 40%+ of revenue. PM has raised its dividend 16+ consecutive years since spinning off from Altria in 2008. The company targets $15B+ in smoke-free revenues by 2030.

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XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

Frequently Asked Questions

Is PM or XYLD better for dividend income in 2026?
PM currently offers a 4.27% yield (5.40/share/year) while XYLD offers 9.02% (3.48/share/year). XYLD provides higher current income. However, PM has grown its dividend faster (2.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in PM vs XYLD earn per year?
With $10,000 invested today: PM pays approximately $427/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $722/year (PM) and $2,364/year (XYLD).
Does PM or XYLD pay monthly dividends?
PM pays quarterly dividends. XYLD pays monthly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.