HomeComparePNPL vs QYLD

PNPL vs QYLD: Dividend Comparison 2026

PNPL yields 4.00% · QYLD yields 11.43% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 PNPL wins by $8.5K in total portfolio value
10 years
PNPL
PNPL
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full PNPL calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
11.43%
Share price
$16.80
Annual div
$1.92
5Y div CAGR
-2.1%
Payout ratio
95%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.5K
Annual income
$3,553.75
Full QYLD calculator →

Portfolio growth — PNPL vs QYLD

Annual dividend income

MetricPNPLQYLD
Forward yield4.00%11.43%
Annual dividend / share$2.00$1.92
Payout ratio50%95%
1-year div growth5%-5.2%
5-year div CAGR5%-2.1%
Portfolio after 10y$28.0K$19.5K
Annual income after 10y$899.19$3,553.75
Total dividends collected$6.4K$20.2K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: PNPL vs QYLD ($10,000, DRIP)

YearPNPL PortfolioPNPL Income/yrQYLD PortfolioQYLD Income/yrGap
1$11,120$420.00$10,279$1,118.86+$841.00PNPL
2$12,357$458.31$10,645$1,229.16+$1.7KPNPL
3$13,721$499.76$11,111$1,360.44+$2.6KPNPL
4$15,227$544.58$11,695$1,517.70+$3.5KPNPL
5$16,885$593.02$12,420$1,707.39+$4.5KPNPL
6$18,713$645.34$13,315$1,937.94+$5.4KPNPL
7$20,724$701.81$14,417$2,220.42+$6.3KPNPL
8$22,938$762.73$15,775$2,569.54+$7.2KPNPL
9$25,372$828.41$17,455$3,005.06+$7.9KPNPL
10$28,047$899.19$19,543$3,553.75+$8.5KPNPL

PNPL vs QYLD: Complete Analysis 2026

PNPLStock

PNPL is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in PNPL shares.

Full PNPL Calculator →

QYLDETF

QYLD sells covered calls on the full Nasdaq 100 index, generating very high monthly income (10%+ yield). The strategy caps upside participation in exchange for income. Best suited for investors who prioritize maximum current income over capital appreciation. NAV erosion over time is a known trade-off.

Full QYLD Calculator →

Frequently Asked Questions

Is PNPL or QYLD better for dividend income in 2026?
PNPL currently offers a 4.00% yield (2.00/share/year) while QYLD offers 11.43% (1.92/share/year). QYLD provides higher current income. However, PNPL has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in PNPL vs QYLD earn per year?
With $10,000 invested today: PNPL pays approximately $400/year. QYLD pays approximately $1143/year. With DRIP reinvestment over 10 years, these grow to $899/year (PNPL) and $3,554/year (QYLD).
Does PNPL or QYLD pay monthly dividends?
PNPL pays quarterly dividends. QYLD pays monthly dividends. QYLD pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this PNPL vs QYLD comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

PNPL vs SCHDPNPL vs JEPIPNPL vs OPNPL vs KOPNPL vs MAINPNPL vs XYLDPNPL vs JEPQPNPL vs RYLDQYLD vs XYLDQYLD vs JEPIQYLD vs JEPQQYLD vs RYLD

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.