Is QYLD or ADC a better dividend investment in 2026?

QYLD currently yields 11.43% with a -2.1% 5-year dividend growth rate. ADC yields 4.39% with 5.2% growth. The better choice depends on your goal: QYLD offers higher current income, while ADC is better for long-term compounding. Use the DRIP calculator above to model your specific scenario.

What is the dividend yield difference between QYLD and ADC?

QYLD has a forward dividend yield of 11.43% (1.92/share annually). ADC yields 4.39% (3.00/share annually). The yield gap is 7.04 percentage points.

How much would $10,000 in QYLD vs ADC pay in dividends per year?

With $10,000 invested: QYLD would pay approximately $1143/year in dividends. ADC would pay approximately $439/year. With DRIP reinvestment over 10 years, these amounts grow substantially due to compounding.

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QYLD vs ADC: Dividend Comparison 2026

Q: Does QYLD or ADC pay monthly dividends?

QYLD pays monthly dividends. ADC pays monthly dividends. Monthly payers are preferred by investors who want regular cash flow to cover living expenses.

QYLD yields 11.43% · ADC yields 4.39% · See full DRIP projection below

vsEnter any two US tickers

After 10 years · $10,000 invested · DRIP enabled

🏆 ADC wins by $4.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

QYLD

Global X Nasdaq 100 Covered Call ETF

11.43%

Share price

$16.80

Annual div

$1.92

5Y div CAGR

-2.1%

Payout ratio

95%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19.5K

Annual income

$3,553.75

Full QYLD calculator →

ADC

Agree Realty Corporation

4.39%

Share price

$68.40

Annual div

$3.00

5Y div CAGR

5.2%

Payout ratio

73%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.5K

Annual income

$1,093.74

Full ADC calculator →

Portfolio growth — QYLD vs ADC

Annual dividend income

MetricQYLDADC

Forward yield	11.43% ✓	4.39%
Annual dividend / share	$1.92	$3.00 ✓
Payout ratio	95%	73% ✓
1-year div growth	-5.2%	2.8% ✓
5-year div CAGR	-2.1%	5.2% ✓
Portfolio after 10y	$19.5K	$23.5K ✓
Annual income after 10y	$3,553.75 ✓	$1,093.74
Total dividends collected	$20.2K ✓	$7.4K
Payment frequency	monthly	monthly
Sector	ETF	REIT

Year-by-year: QYLD vs ADC ($10,000, DRIP)

Year	QYLD Portfolio	QYLD Income/yr	ADC Portfolio	ADC Income/yr	Gap
1	$10,279	$1,118.86	$10,871	$461.40	$592.00 → ADC
2	$10,645	$1,229.16	$11,824	$506.91	$1.2K → ADC
3	$11,111	$1,360.44	$12,866	$557.16	$1.8K → ADC
4	$11,695	$1,517.70	$14,006	$612.66	$2.3K → ADC
5	$12,420	$1,707.39	$15,254	$674.00	$2.8K → ADC
6	$13,315	$1,937.94	$16,622	$741.82	$3.3K → ADC
7	$14,417	$2,220.42	$18,120	$816.86	$3.7K → ADC
8	$15,775	$2,569.54	$19,763	$899.90	$4.0K → ADC
9	$17,455	$3,005.06	$21,565	$991.86	$4.1K → ADC
10	$19,543	$3,553.75	$23,543	$1,093.74	$4.0K → ADC

QYLD vs ADC: Complete Analysis 2026

QYLD — ETF

QYLD sells covered calls on the full Nasdaq 100 index, generating very high monthly income (10%+ yield). The strategy caps upside participation in exchange for income. Best suited for investors who prioritize maximum current income over capital appreciation. NAV erosion over time is a known trade-off.

Full QYLD Calculator →

ADC — REIT

Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart.

Full ADC Calculator →

Frequently Asked Questions

Is QYLD or ADC better for dividend income in 2026?

QYLD currently offers a 11.43% yield (1.92/share/year) while ADC offers 4.39% (3.00/share/year). QYLD provides higher current income. However, ADC has grown its dividend faster (5.2% 5Y CAGR), which may lead to better long-term income through compounding.

How much would $10,000 in QYLD vs ADC earn per year?

With $10,000 invested today: QYLD pays approximately $1143/year. ADC pays approximately $439/year. With DRIP reinvestment over 10 years, these grow to $3,554/year (QYLD) and $1,094/year (ADC).

Does QYLD or ADC pay monthly dividends?

QYLD pays monthly dividends. ADC pays monthly dividends. QYLD pays monthly, which is preferred by investors who need regular cash flow.

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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.