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QYLD vs BAC: Dividend Comparison 2026

QYLD yields 11.43% · BAC yields 4.00% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 BAC wins by $8.5K in total portfolio value
10 years
QYLD
Global X Nasdaq 100 Covered Call ETF
11.43%
Share price
$16.80
Annual div
$1.92
5Y div CAGR
-2.1%
Payout ratio
95%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.5K
Annual income
$3,553.75
Full QYLD calculator →
BAC
BAC
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full BAC calculator →

Portfolio growth — QYLD vs BAC

Annual dividend income

MetricQYLDBAC
Forward yield11.43%4.00%
Annual dividend / share$1.92$2.00
Payout ratio95%50%
1-year div growth-5.2%5%
5-year div CAGR-2.1%5%
Portfolio after 10y$19.5K$28.0K
Annual income after 10y$3,553.75$899.19
Total dividends collected$20.2K$6.4K
Payment frequencymonthlyquarterly
SectorETFFinancials

Year-by-year: QYLD vs BAC ($10,000, DRIP)

YearQYLD PortfolioQYLD Income/yrBAC PortfolioBAC Income/yrGap
1$10,279$1,118.86$11,120$420.00$841.00BAC
2$10,645$1,229.16$12,357$458.31$1.7KBAC
3$11,111$1,360.44$13,721$499.76$2.6KBAC
4$11,695$1,517.70$15,227$544.58$3.5KBAC
5$12,420$1,707.39$16,885$593.02$4.5KBAC
6$13,315$1,937.94$18,713$645.34$5.4KBAC
7$14,417$2,220.42$20,724$701.81$6.3KBAC
8$15,775$2,569.54$22,938$762.73$7.2KBAC
9$17,455$3,005.06$25,372$828.41$7.9KBAC
10$19,543$3,553.75$28,047$899.19$8.5KBAC

QYLD vs BAC: Complete Analysis 2026

QYLDETF

QYLD sells covered calls on the full Nasdaq 100 index, generating very high monthly income (10%+ yield). The strategy caps upside participation in exchange for income. Best suited for investors who prioritize maximum current income over capital appreciation. NAV erosion over time is a known trade-off.

Full QYLD Calculator →

BACFinancials

BAC is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in BAC shares.

Full BAC Calculator →

Frequently Asked Questions

Is QYLD or BAC better for dividend income in 2026?
QYLD currently offers a 11.43% yield (1.92/share/year) while BAC offers 4.00% (2.00/share/year). QYLD provides higher current income. However, BAC has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in QYLD vs BAC earn per year?
With $10,000 invested today: QYLD pays approximately $1143/year. BAC pays approximately $400/year. With DRIP reinvestment over 10 years, these grow to $3,554/year (QYLD) and $899/year (BAC).
Does QYLD or BAC pay monthly dividends?
QYLD pays monthly dividends. BAC pays quarterly dividends. QYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.